210 Pearl St, Wiggins, CO 80654 Property Records

Morgan County property record for 210 Pearl St, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,589 sqft · built 1997
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jun 2019)
Tax Bill	$1,775 (2025)
Deeds & Mortgages	Jul 2019 Transfer Jun 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1223-104-19-001`

Property Details

APN / Parcel Number

Primary APN	`1223-104-19-001`
Alternative APN	`R012821`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,589 sqft Total Area
1st Floor Area	1,296 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Exterior Amenities

Porch	Slab
Porch Area	133 sqft
Patio Area	160 sqft
Pole Barn	1,008 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	210 PEARL ST
City	WIGGINS
State	CO
Zip	80654-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD CORONA ORIGINAL TOWN WI BLOCK 19 LOT 06 THRU- LOT 08
Legal Subdivision	CORONA, ORIGINAL TOWN
Legal Block	19
Legal Lot Number	8
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	2
Census Block	2011
Census Tract	200

Owner

210 Pearl St is owned by an individual who acquired it in July 2019.

Source: Morgan County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 71, WIGGINS, CO 80654-0071
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 21, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Prior Sale	Jul 6, 2016 · Amount on File
Deed Document Number	2019919122
Last Transfer Date	Jul 9, 2019
Transfer Doc	0000919563
Record Updated	Oct 29, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN CO
Recording Date	Jul 17, 2019
Property Address	210 PEARL ST, WIGGINS, CO 80654-5022
Document Number	0000919563
Instrument Date	Jul 9, 2019
Instrument	919563
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	210 PEARL ST WIGGINS CO 806545022, WIGGINS, CO 80654-5022

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Jun 21, 2019
Property Address	210 PEARL ST, WIGGINS, CO 80654-5022
Document Number	0000919122
Instrument Date	Jun 18, 2019
Instrument	919122
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 PEARL ST, WIGGINS, CO 80654-5022
Investor	Possibly a Property Investor

Mortgage

Document Number	0000919123
Date	Jun 21, 2019
Instrument	919123

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0000919124
Date	Jun 21, 2019
Instrument	919124

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 210 Pearl St was $1,775, down 9.1% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Wiggins Town
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,775.00 (-9.11%)	$17,290 (-6.39%) Land $2,430 Building $14,860	$276,670 (+0.39%) Land $38,850 Building $237,820
2024	$1,953.00	$18,470 (-16.61%) Land $2,350 Building $16,120	$275,590 (-16.64%) Land $35,010 Building $240,580
2023	$1,953.00 (+20.41%)	$22,150 (+47.37%) Land $2,810 Building $19,340	$330,590 (+52.86%) Land $42,000 Building $288,590
2022	$1,622.00	$15,030 Land $1,580 Building $13,450	$216,270 Land $22,680 Building $193,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 210 Pearl St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Pearl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WIGGINS serves 1,909 people · EPA ID CO0144035
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Viaero Wireless.

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