210 Parmenter Dr, Watson, IL 62473 Property Records

Effingham County property record for 210 Parmenter Dr, Watson, IL 62473

Property Summary

Property Type	Rural Home
Details	1 bd · 1,020 sqft · built 2018
Lot Size	7.5 acres (326,700 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Sep 2003)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-029-043`

Property Details

APN / Parcel Number

Primary APN	`14-10-029-043`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,020 sqft Base Area
1st Floor Area	1,020 sqft
Basement Area	3,558 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	326,700 sqft (7.5 acres)
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Pole Barn	1,770 sqft

Location & Zoning

Street Address	210 PARMENTER DR
City	WATSON
State	IL
Zip	62473-1043
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NE OF E 30AC NW NW 2848/205 1960/178 1043/24
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1071
Census Tract	950400

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	210 PARMENTER DR, WATSON, IL 62473-1043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 7, 2020	Deed of Trust, Mortgage · VA Mortgage LENDING 3 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2003 · Amount on Record
Deed Sale	Sep 25, 2003 · Amount on Record
Deed Document Number	20032038086
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	210 PARMENTER DR, WATSON, IL 62473-1043
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3518/009
Date	Dec 9, 2019
Book Page	3518/009
Instrument	201901905026

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate	3.37%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	210 PARMENTER DR, WATSON, IL 62473-1043
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3618/316
Date	Oct 7, 2020
Book Page	3618/316
Instrument	202020005591

Lender

Name	LENDING 3 INC
Type	Non-Lending Institution
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Municipality	Watson Village
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 (+4.06%)	$64,050 (+33.86%) Land $3,980 Building $60,070	$192,150 (+33.86%) Land $11,940 Building $180,210
2022	$1,821.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$47,850 Land $2,920 Building $44,930	$143,550 Land $8,760 Building $134,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-WATSON serves 754 people · EPA ID IL0490500
Water Source	Purchased surface water from EJ WATER COOPERATIVE
Last State Inspection	Mar 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Frontier DSL	10 / 1

May also be available: Wabash Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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