210 Onarga Ave, Paonia, CO 81428 Property Records

Delta County property record for 210 Onarga Ave, Paonia, CO 81428

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 2 ba · 1,833 sqft · built 1950
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$309,000 (Oct 2020)
Tax Bill$1,546 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR009063

Property Details

APN / Parcel Number

Primary APNR009063
Alternative APN
  • 324506135003

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms1 Room
Building Area1,833 sqft Living Area
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1958
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelCoal
SewerConnected

Location & Zoning

Account NumberR009063
Street Address210 ONARGA AVE
CityPAONIA
StateCO
Zip81428-5069
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal Description210 ONARGA AVE PAONIA 81428 S: 6 T: 14S R: 91W SUBDIVISION: CAMPBELLS SUBDIVISION BLK 10 LOT: 4 AND:- LOT: 5, SUBDIVISION: GOODENOW ADD PA BLOCK: 10 LOT: 4 AND:- LOT: 5 FRACTIONAL PT OF LOT, FRACTIONAL PT OF LOT TOTAL 0.15 AC+- (N169.0, S169.0, E50.0
Legal SubdivisionCAMPBELLS SUBDIVISION BLK 10
Legal Block10
Legal Lot Number4
JurisdictionDELTA CO
Township / Civil DivisionPAONIA
Census Block Group4
Census Block4000
Census Tract964600

Owner

210 Onarga Ave, a residential property, is owned by two individuals who bought it in October 2020.

Source: Delta County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 211, PAONIA, CO 81428-0211
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 6, 2022Deed of Trust, Mortgage · Line of Credit
SECURITY SERVICE FCU
Oct 2, 2020Warranty Deed, Transfer · Conventional Mortgage
NBH BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2020 · Amount on File
Deed SaleOct 2, 2020 · Amount on File
Prior SaleOct 3, 2016 · Amount on File
Deed Document Number2020722455
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address210 ONARGA AVE, PAONIA, CO 81428-5069
Transaction TypeMortgage
Record UpdatedJul 11, 2023
Title CompanyNOT AVAILABLE, NOVARE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000739128
DateMay 6, 2022
Instrument739128
Lender
NameSECURITY SERVICE FCU
TypeCredit Union
AddressSAN ANTONIO, TX 78249
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueJun 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateOct 2, 2020
Property Address210 ONARGA AVE, PAONIA, CO 81428-5069
Document Number0000722455
Instrument DateOct 1, 2020
Instrument722455
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$30.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address210 ONARGA AVE, PAONIA, CO 81428-5069
InvestorPossibly a Property Investor

Mortgage

Document Number0000722456
DateOct 2, 2020
Instrument722456
Lender
NameNBH BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 210 Onarga Ave was $1,546, up 102.6% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityPaonia Town
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,546.00 (+102.62%)$20,667 (+98.42%) Land $6,625 Building $14,042$330,668 Land $106,000 Building $224,668
2024$763.00 (+4.38%)$10,416 (-) Land $2,969 Building $7,447
2023$731.00 (-21.4%)$10,416 (-19.09%) Land $2,969 Building $7,447$155,462 (-17.88%) Land $44,320 Building $111,142
2022$930.00$12,873 Land $2,380 Building $10,493$189,308 Land $35,000 Building $154,308

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 210 Onarga Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1980–1992)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Onarga Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST PAONIA DOMESTIC WATER COMPANY
serves 57 people · EPA ID CO0115838
Water SourcePurchased surface water from TOWN OF PAONIA
Last State InspectionApr 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jun 2019
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta County Tele-Comm
Fiber · DSL
6,000 / 6,000
Elevate Internet
Fiber
6,000 / 6,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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