210 Oakland Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 210 Oakland Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,949 sqft · built 1999
Lot Size	0.092 acres (4,008 sqft)
Owner	Trust Name on File
Tax Bill	$5,305 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-124-16`

Property Details

APN / Parcel Number

Primary APN	`036-124-16`
Alternative APN	`036-124-16-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,949 sqft Living Area
Gross Area	2,411 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,008 sqft (0.092 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	210 OAKLAND AVE
City	CAPITOLA
State	CA
Zip	95010-3442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAPITOLA
Legal Lot Number	7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2002
Census Tract	121801

Owner

210 Oakland Ave is owner-occupied and held in a trust since June 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Trust Name on File
Mailing Address	210 OAKLAND AVE, CAPITOLA, CA 95010-3442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage BANK OF AMERICA NA
Jun 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000023383
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	210 OAKLAND AVE, CAPITOLA, CA 95010-3442
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 OAKLAND AVE, CAPITOLA, CA 95010-3442

Mortgage

Document Number	0000052693
Date	Oct 20, 2021
Instrument	2021-0052693

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Amount	Amount on Record

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 30, 2020
Property Address	210 OAKLAND AVE, CAPITOLA, CA 95010-3442
Document Number	0000023384
Instrument Date	Jun 25, 2020
Instrument	23384
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	210 CAPITOLA AVE CAPITOLA CA 950103205, CAPITOLA, CA 95010-3205

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 30, 2020
Property Address	210 OAKLAND AVE, CAPITOLA, CA 95010-3442
Document Number	0000023383
Instrument Date	Jun 25, 2020
Instrument	23383
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	210 OAKLAND AVE CAPITOLA CA 950103442, CAPITOLA, CA 95010-3442

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 3, 2019
Property Address	210 OAKLAND AVE, CAPITOLA, CA 95010-3442
Document Number	0000025916
Instrument Date	Jul 30, 2019
Instrument	25916
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 OAKLAND AVE CAPITOLA CA 950103442, CAPITOLA, CA 95010-3442

Tax Assessment & Valuation

The 2025 property tax bill for 210 Oakland Ave was $5,305 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,607 (+2%) Land $24,896 Building $329,711
2025	$5,305.00 Homeowner's exemption	$347,654 Land $24,408 Building $323,246
2023	$4,813.00 (+1.78%)	$334,154 Land $23,460 Building $310,694	$2,502,630
2022	$4,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Oakland Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 individual policies
Nearby Flood Policies	40 units insured incl. 16 condo units
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 210 Oakland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

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