210 Oak Ter Dr, Covington, GA 30016 Property Records

Newton County property record for 210 Oak Ter Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,834 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$102,900 (Oct 2009)
Tax Bill	$3,092 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0026G-00000-085-000`

Property Details

APN / Parcel Number

Primary APN	`0026G-00000-085-000`
Alternative APNs	`0026G 085` `12528`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,834 sqft Heated Area
1st Floor Area	1,251 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12528
Street Address	210 OAK TERRACE DR
City	COVINGTON
State	GA
Zip	30016-0243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 85 OAKWOOD MANOR UN1
Legal Subdivision	OAKWOOD MANOR
Legal Lot Number	85
Legal Unit	1
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2028
Census Tract	100506

Owner

210 Oak Ter Dr is owned and occupied by two individuals who bought it in October 2009.

Source: Newton County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	210 OAK TERRACE DR, COVINGTON, GA 30016-0243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2009 · Amount on File
Deed Sale	Oct 5, 2009 · Amount on File
Prior Sale	Aug 24, 2009 · Amount on File
Deed Book / Page	2760 / 280
Prior Transfer Date	Sep 18, 2009
Prior Transfer Doc	0027600293
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	210 OAK TERRACE DR, COVINGTON, GA 30016-0243
Document Number	0035660369
Book / Page	003566 / 000369
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210 OAK TERRACE DR COVINGTON GA 300160243, COVINGTON, GA 30016-0243

Mortgage

Document Number	0035660369
Date	May 23, 2017
Book Page	003566/000369
Instrument	5615

Lender

Name	GEORGIA UNITED CU
Type	Credit Union
Address	DULUTH, GA 30097

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 22, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 210 Oak Ter Dr was $3,092, down 1.2% from the year before.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,092.00 (-1.18%)	$122,360 (+0.59%) Land $20,000 Building $102,360	$305,900 (+0.59%) Land $50,000 Building $255,900
2024	$3,129.00	$121,640 (+5.08%) Land $20,000 Building $101,640	$304,100 (+5.08%) Land $50,000 Building $254,100
2023		$115,760 Land $8,000 Building $107,760	$289,400 Land $20,000 Building $269,400
2022	$2,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Oak Ter Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Oak Ter Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20