210 Oak St, Mount Airy, MD 21771 Property Records

Carroll County property record for 210 Oak St, Mount Airy, MD 21771

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,692 sqft · built 1959
Lot Size0.402 acres (17,504 sqft)
OwnerIndividual Name on File
Last Sale$560,000 (Jun 2026)
Tax Bill$3,929 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Oct 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-013322

Property Details

APN / Parcel Number

Primary APN13-013322
Alternative APN
  • 013322

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,692 sqft Total Area
Basement Area800 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area17,504 sqft (0.402 acres)
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number013322
Street Address210 OAK ST
CityMOUNT AIRY
StateMD
Zip21771-5450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionLT 1 - 17504 SQ FT 210 OAK ST LAND OF MELVIN JENKINS
Legal SubdivisionMELVIN JENKINS & WIFE
Legal Lot Number1
JurisdictionCARROLL MD
Township / Civil Division13, MOUNT AIRY
Census Block Group2
Census Block2016
Census Tract513001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

210 Oak St is owned and occupied by an individual who bought it in June 2026.

Source: Carroll County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address210 OAK ST, MOUNT AIRY, MD 21771-5450
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Deed, Transfer · VA Mortgage
PROSPERITY HOME MORTGAGE
Oct 5, 2021Deed of Trust, Mortgage · Line of Credit
NEW WINDSOR STATE BANK
Jul 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
NWSB BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2026 · Amount on File
Deed SaleJun 9, 2026 · Amount on File
Prior SaleDec 1, 2003 · Amount on File
Deed Book / Page11786 / 314
Prior Transfer DateMay 13, 1985
Prior Transfer Doc0902000068
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateJun 9, 2026
Property Address210 OAK ST, MOUNT AIRY, MD 21771-5450
Document Number1178000314
Book / Page11786 / 314
Instrument DateMay 28, 2026
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanyRGS TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$565,600.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address210 OAK ST, MOUNT AIRY, MD 21771-5450
InvestorPossibly a Property Investor

Mortgage

Document Number1178000321,
DateJun 9, 2026
Book Page11786/321
Lender
NamePROSPERITY HOME MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address210 OAK ST, MOUNT AIRY, MD 21771-5450
Transaction TypeMortgage
Record UpdatedOct 22, 2021
Title CompanyCORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 OAK ST, MOUNT AIRY, MD 21771-5450

Mortgage

Document Number0104810470
DateOct 5, 2021
Book Page10481/470
Lender
NameNEW WINDSOR STATE BANK
TypeBank
AddressGETTYSBURG, PA 17325
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address210 OAK ST, MOUNT AIRY, MD 21771-5450
Document Number0090840409
Instrument DateJul 16, 2018
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 OAK ST MOUNT AIRY MD 217715450, MOUNT AIRY, MD 21771-5450

Mortgage

Document Number0090840409
DateAug 6, 2018
Book Page009084/000409
Lender
NameNWSB BK
Address16 LINCOLN SQ, GETTYSBURG, PA 17325-2205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 210 Oak St was $3,929, up 4.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityMount Airy Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,929.00 (+4.91%)$328,400 (+6.28%)$347,800 (-) Land $134,000 Building $213,800
2025$3,745.00 Homeowner's exemption$309,000$347,800 Land $134,000 Building $213,800
2023$3,577.00 Homeowner's exemption$275,967$289,600 Land $114,800 Building $174,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 210 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MOUNT AIRY
serves 9,890 people · EPA ID MD0060007
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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