Surry County property record for 210 Oak Ln, State Road, NC 28676
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,366 sqft · built 1995 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,386 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 4963-00-15-0844 |
| Primary APN | 4963-00-15-0844 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,366 sqft Living Area |
| 1st Floor Area | 1,866 sqft |
| Upper Floors Area | 1,000 sqft |
| Basement Area | 1,866 sqft |
| Unfinished Basement | 1,866 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Porch | Patio |
| Porch Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 63126540 |
|---|---|
| Street Address | 210 OAK LN |
| City | STATE ROAD |
| State | NC |
| Zip | 28676-8960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | LOT 13 OAK LANE DEV |
| Legal Subdivision | ALLEN WOODS-OAK LN |
| Legal Lot Number | 13 |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELKIN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 930902 |
210 Oak Ln, a rural home, is owned and occupied by two individuals who acquired it in September 2000.
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 210 OAK LN, STATE ROAD, NC 28676-8960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2000 |
| Deed Sale | Sep 1, 2000 |
| Prior Sale | Feb 1, 1995 · Amount on File |
| Deed Book / Page | 783 / 605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 210 OAK LN, STATE ROAD, NC 28676-8960 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1772/610 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 1772/610 |
| Instrument | 686376 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2046 |
The 2026 property tax bill for 210 Oak Ln was $2,386, up 4% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Elkin City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,386.00 (+4.01%) | $328,000 (-1.68%) Land $30,800 Building $297,200 | $328,000 (-1.68%) Land $30,800 Building $297,200 |
| 2025 | $2,294.00 | $333,610 Land $30,800 Building $302,810 | $333,610 Land $30,800 Building $302,810 |
| 2023 | $1,810.00 | $328,000 Land $30,800 Building $297,200 | $328,000 Land $30,800 Building $297,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 210 Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 210 Oak Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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