Hamilton County property record for 210 Nicklin Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,651 sqft · built 1935 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Feb 2025) |
| Tax Bill | $1,934 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Feb 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158I E 015 |
| Primary APN | 158I E 015 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,651 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Lot Dimensions | 216 ft deep x 108 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000100391 |
|---|---|
| Street Address | 210 NICKLIN DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 7 BLK 9 MC REYNOLDS FARM PB13 PG22 REV 63-82 |
| Legal Subdivision | MCREYNOLDS FARM 09 |
| Legal Block | 9 |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 3400 |
210 Nicklin Dr is owned and occupied by an individual who bought it in February 2025.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 210 NICKLIN DR, CHATTANOOGA, TN 37421-3925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage MILEND INC |
| Aug 26, 2021 | Warranty Deed, Transfer · FHA Mortgage PEOPLES BANK |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI CHATTANOOGA AREA SCHOOL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on File |
| Deed Sale | Feb 11, 2025 · Amount on File |
| Prior Sale | Aug 26, 2021 · Amount on File |
| Deed Document Number | 2025021100094 |
| Deed Book / Page | 13834 / 542 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 210 NICKLIN DR, CHATTANOOGA, TN 37421-3925 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | SERVICELINK, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Address | 210 NICKLIN DR, CHATTANOOGA, TN 37421-3925 |
| Document Number | 0000000115 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 13282/654 |
| Instrument | 2023050500115 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 11, 2025 |
| Property Address | 210 NICKLIN DR, CHATTANOOGA, TN 37421-3925 |
| Document Number | 0000000094 |
| Book / Page | 13834 / 542 |
| Map Reference | MB 63 PG 82 |
| Instrument Date | Feb 10, 2025 |
| Instrument | 2025021100094 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,517.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 NICKLIN DR, CHATTANOOGA, TN 37421-3925 |
| Document Number | 0013834545 |
|---|---|
| Date | Feb 11, 2025 |
| Instrument | 13834/545 |
| Name | MILEND INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 26, 2021 |
| Property Address | 210 NICKLIN DR, CHATTANOOGA, TN 37421-3925 |
| Document Number | 0000000041 |
| Book / Page | 12624 / 161 |
| Map Reference | MB 13 PG 82 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2021082600041 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | REALTY TITLE INC, REALTY T&E SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 NICKLIN DR, CHATTANOOGA, TN 37421-3925 |
| Document Number | 0012624164 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 12624/164 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 210 NICKLIN DR, CHATTANOOGA, TN 37421-3925 |
| Document Number | 0821000060 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | TEAM TITLE LEGAL SVCS PLLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 210 NICKLIN DR CHATTANOOGA TN 374213925, CHATTANOOGA, TN 37421-3925 |
| Document Number | 0821000060 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 012122/000797 |
| Instrument | 200821000060 |
| Name | CHATTANOOGA AREA SCHOOL FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37404 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 20, 2040 |
The 2025 property tax bill for 210 Nicklin Dr was $1,934, up 20.6% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,934.00 (+20.65%) | $127,625 (+78.12%) | $510,500 (+78.12%) Land $75,000 Building $435,500 |
| 2024 | $1,603.00 | $71,650 (-) | $286,600 (-) Land $60,000 Building $226,600 |
| 2023 | $1,603.00 | $71,650 (-) | $286,600 (-) Land $60,000 Building $226,600 |
| 2022 | $1,603.00 | $71,650 | $286,600 Land $60,000 Building $226,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 210 Nicklin Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1979–2009) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 210 Nicklin Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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