Jackson County property record for 210 Needlepine Ln, Sapphire, NC 28774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,904 sqft · built 2002 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $559,000 (Dec 2020) |
| Tax Bill | $2,110 (2023) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7582-73-9538 |
| Primary APN | 7582-73-9538 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,904 sqft Heated Area |
| 1st Floor Area | 1,904 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Concrete |
| Roof Type | Wood Truss |
| Roof Material | Wood Shingle |
| Lot Area | 22,651 sqft (0.519 acres) |
| Garage Type | Carport |
| Garage Area | 460 sqft |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 129078 |
|---|---|
| Street Address | 210 NEEDLEPINE LN |
| City | SAPPHIRE |
| State | NC |
| Zip | 28774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 COUNTRY CLUB EST III |
| Legal Township | 07 |
| Legal Subdivision | COUNTRY CLUB EST |
| Legal Lot Number | 5 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950900 |
Source: Jackson County assessment roll, APN 7582-73-9538, as of January 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 14839 ROCKY TOP DR, HUNTERSVILLE, NC 28078-2647 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALLEGACY FCU |
| Oct 31, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK |
| Apr 20, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on Record |
| Deed Sale | Dec 21, 2020 · Amount on Record |
| Prior Sale | Apr 20, 2018 · Amount on Record |
| Deed Document Number | 0002287309 |
| Deed Book / Page | 2287 / 309 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Dec 21, 2020 |
| Property Address | 210 NEEDLEPINE LN, SAPPHIRE, NC 28774 |
| Document Number | 0022870309 |
| Book / Page | 2287 / 309 |
| Map Reference | CAB 24 SL 447 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1174, CASHIERS, NC 28717-1174 |
| Name | Verified Name |
|---|---|
| Address | 14839 ROCKY TOP DR, HUNTERSVILLE, NC 28078-2647 |
| Document Number | 2287312 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2287/312 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 210 NEEDLEPINE LN, SAPPHIRE, NC 28774 |
| Document Number | 0022540666 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1174 CASHIERS NC 287171174, CASHIERS, NC 28717-1174 |
| Document Number | 0022540666 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 002254/000666 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | CASHIERS, NC 28717 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 18, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Apr 20, 2018 |
| Property Address | 210 NEEDLEPINE LN, SAPPHIRE, NC 28774 |
| Document Number | 0022120384 |
| Book / Page | 2212 / 384 |
| Instrument Date | Apr 09, 2018 |
| Instrument | 005471040003 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1174, CASHIERS, NC 28717-1174 |
Source: Jackson County assessment roll as of January 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $2,110.00 | $555,490 Land $115,000 Building $440,490 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), as of January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999509002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 7 (1994–2024) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 82 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System, water system NC0150113, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FAIRFIELD SAPPHIRE private · serves 3,873 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.4 mg/L (2017–2019) action level 1.3 mg/L |
| Water Quality | Uranium resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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