210 N Scott St, Elk Point, SD 57025 Property Records

Union County property record for 210 N Scott St, Elk Point, SD 57025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,220 sqft · built 1974
Lot Size	1.01 acres (44,097 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,885 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03.07.19.1031`

Property Details

APN / Parcel Number

Primary APN	`03.07.19.1031`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	2,220 sqft Living Area
Interior Walls	Wood

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	44,097 sqft (1.01 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	210 N SCOTT ST
City	ELK POINT
State	SD
Zip	57025-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OEDEKOVEN TR 1 IN OUTLOT A OF GOV'T LOT 2 NW1/4 & IN BLK 10 ORIG ELK POINT CITY (44097 SF)
Legal Tract	1
Legal Block	10
Legal Lot Number	2
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	2
Census Block	2013
Census Tract	20200

Owner

210 N Scott St, a single family home, is owned by two individuals.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 884, ELK POINT, SD 57025-0884
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU
Apr 29, 2020	Deed of Trust, Mortgage · Construction Mortgage SIOUXLAND FCU
Jul 15, 2020	Deed of Trust, Mortgage · Construction Mortgage SIOUXLAND FCU
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY NATIONAL BANK
Dec 23, 2019	Deed, Transfer · Commercial Mortgage SIOUXLAND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	210 N SCOTT ST, ELK POINT, SD 57025-2460
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000178/123
Date	Jan 29, 2021
Book Page	178/123
Instrument	210521

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	3
Max Rate	9.25%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	210 N SCOTT ST, ELK POINT, SD 57025-2460
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000176/409
Date	Apr 29, 2020
Book Page	176/409
Instrument	201887

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	May 1, 2021

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	210 N SCOTT ST, ELK POINT, SD 57025-2460
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000176/762
Date	Jul 15, 2020
Book Page	176/762
Instrument	203231

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2021

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	210 N SCOTT ST, ELK POINT, SD 57025-2460
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180/166
Date	Mar 1, 2022
Book Page	180/166
Instrument	220600

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	SIOUX CITY, IA 51106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION SD
Recording Date	Dec 23, 2019
Property Address	210 N SCOTT ST, ELK POINT, SD 57025-2460
Document Number	00109/0828
Book / Page	109 / 0828
Map Reference	MB 14 PG 24
Instrument Date	Dec 20, 2019
Instrument	195397
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	00174/1039
Date	Dec 23, 2019
Book Page	174/1039
Instrument	195399

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 210 N Scott St was $5,885.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	Elk Point City
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,885.00	$339,554 (-) Land $36,362 Building $303,192
2025	$5,885.00 (+12.18%)	$339,554 Land $36,362 Building $303,192
2024	$5,246.00 (-2.85%)
2023	$5,400.00 (+42.63%)	$299,230 Land $36,362 Building $262,868
2022	$3,786.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 210 N Scott St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 N Scott St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 76% of South Dakota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK POINT serves 2,124 people · EPA ID SD4600116
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CLAY RURAL WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Long Lines Metro.

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