210 N Main, Coleta (Sterling), IL 61081 Property Records

Whiteside County property record for 210 N Main, Coleta, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Nov 2022)
Tax Bill	$1,842 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0410351011`

Property Details

APN / Parcel Number

Primary APN	`0410351011`
Alternative APN	`113538`

Exterior

Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	334 ft deep x 60.4 ft wide

Location & Zoning

Account Number	113538
Street Address	210 N MAIN
City	COLETA
State	IL
Zip	61081-5132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 10 SW SEC 10 TWP 22 RNG 6 BK 428 PG 307 & MF 4691-81 MF 6860-00 20000X
Legal Range	06E
Legal Township	22N
Legal Section	10
Legal Lot Number	10
Jurisdiction	WHITESIDE IL
Township / Civil Division	GENESEE
Census Block Group	2
Census Block	2030
Census Tract	100

Owner

210 N Main is owned and occupied by an individual who bought it in November 2022.

Source: Whiteside County records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	210 N MAIN, COLETA, IL 61081-5132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK SAVINGS
May 8, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK SAVINGS
Jan 18, 2023	Warranty Deed, Transfer · Commercial Mortgage JAMES C COLETA
Nov 18, 2022	Warranty Deed, Transfer · Commercial Mortgage JAMES C LUBBS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on File
Deed Sale	Nov 18, 2022 · Amount on File
Deed Document Number	20226953
Prior Transfer Date	Apr 8, 2011
Prior Transfer Doc	0000002353
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	May 19, 2026
Property Address	210 N MAIN, COLETA, IL 61081-5132
Document Number	0000002427
Instrument Date	May 1, 2026
Instrument	20262427
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	210 N MAIN, COLETA, IL 61081-5132

Mortgage

Document Number	0000002427,
Date	May 19, 2026
Instrument	20262427

Lender

Name	CENTRAL BANK SAVINGS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	May 8, 2026
Property Address	210 N MAIN, COLETA, IL 61081-5132
Document Number	0000002242
Instrument Date	May 1, 2026
Instrument	20262242
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	210 N MAIN, COLETA, IL 61081-5132

Mortgage

Document Number	0000002242,
Date	May 8, 2026
Instrument	20262242

Lender

Name	CENTRAL BANK SAVINGS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.46%
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 18, 2023
Property Address	210 N MAIN, COLETA, IL 61081-5132
Document Number	0000000279
Instrument Date	Dec 19, 2022
Instrument	2023-00279
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000280
Date	Jan 18, 2023
Instrument	2023-00280

Lender

Name	JAMES C COLETA

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 18, 2022
Property Address	210 N MAIN, COLETA, IL 61081-5132
Document Number	0000006953
Instrument Date	Oct 26, 2022
Instrument	2022-06953
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	210 N MAIN, COLETA, IL 61081-5132

Mortgage

Document Number	0000006954
Date	Nov 18, 2022
Instrument	2022-06954

Lender

Name	JAMES C LUBBS

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 210 N Main was $1,842.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Coleta Village
County	Whiteside County
County Subdivision	Genesee Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,842.00	$33,715 Land $1,361 Building $32,354
2024			$101,145 Land $4,083 Building $97,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 210 N Main in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 N Main is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jo-Carroll Energy Fiber	1,000 / 1,000
JCWIFI.com Fixed Wireless	200 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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