210 Kensington Way, Elyria, OH 44035 Property Records

Lorain County property record for 210 Kensington Way, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,784 sqft · built 2020
Owner	2 Individual Names on File
Last Sale	$75,000 (Jan 2020)
Tax Bill	$3,499 (2025)
Deeds & Mortgages	May 2020 Loan Modification Jan 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-140`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-140`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,784 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Patio Area	36 sqft
Canopy	36 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	210 KENSINGTON WAY
City	ELYRIA
State	OH
Zip	44035-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOUR SEASONS AT CHESTNUT RIDGE SUB #1 56 X 140
Legal Subdivision	CHESTNUT RDG SUB 1
Legal Lot Number	27
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2004
Census Tract	91100

Owner

210 Kensington Way is owned by two individuals who bought it in January 2020.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	231 SPYGLASS DR, ELYRIA, OH 44035-8897
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Loan Modification, Mortgage FIRST FED'L S&L/LAKEWOOD
Jan 13, 2020	Grant Deed, Construction Loan · Construction Mortgage FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Deed Document Number	2020000211
Record Updated	Jun 8, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	210 KENSINGTON WAY, ELYRIA, OH 44035-8909
Document Number	0000760422
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 KENSINGTON WAY ELYRIA OH 440358909, ELYRIA, OH 44035-8909

Mortgage

Document Number	0000760422
Date	May 15, 2020
Instrument	760422

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	14806 DETROIT AVE, LAKEWOOD, OH 44107-3910

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

January 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 13, 2020
Property Address	210 KENSINGTON WAY, ELYRIA, OH 44035-8909
Document Number	0000745278
Instrument Date	Jan 6, 2020
Instrument	745278
Transaction Type	Construction Loan
Record Updated	Jun 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	210 KENSINGTON OVAL ELYRIA OH 44035, ELYRIA, OH 44035

Mortgage

Document Number	745279
Date	Jan 13, 2020
Instrument	745279

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 210 Kensington Way was $3,499.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,499.00	$84,840 (%) Land $19,020 Building $65,820	$242,400 (-) Land $54,350 Building $188,050
2024	$3,499.00 (-10.63%)	$84,841 (-) Land $19,023 Building $65,818	$242,400 (-) Land $54,350 Building $188,050
2023	$3,915.00 (+0.28%)	$84,841 (-3.17%) Land $19,023 Building $65,818	$242,400 Land $54,350 Building $188,050
2022	$3,904.00	$87,620 Land $19,020 Building $68,600
2021			$250,350 Land $54,350 Building $196,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Kensington Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Kensington Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

Nearby Properties on Kensington Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures