210 James Landing Cir, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 210 James Landing Cir, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,938 sqft · built 1994
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Feb 2025)
Tax Bill	$5,377 (2026)
Deeds & Mortgages	Mar 2025 Mortgage Feb 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`23F-08-013`

Property Details

APN / Parcel Number

Primary APN	`23F-08-013`
Alternative APNs	`4502771870` `6674`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,938 sqft Living Area
1st Floor Area	4,338 sqft
Basement Area	1,628 sqft
Finished Basement	1,228 sqft
Unfinished Basement	400 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Built-in
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	210 JAMES LANDING CIR
City	SMITHFIELD
State	VA
Zip	23430-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	L 13 JAMES LNDING PLAT BK 14/15
Legal Subdivision	JAMES LANDING/GATLING POINTE
Legal Lot Number	13
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3002
Census Tract	280104

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	210 JAMES LANDING CIR, SMITHFIELD, VA 23430-2316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2025	Deed of Trust, Mortgage · VA Mortgage T2 FINANCIAL LLC
Feb 26, 2025	Bargain and Sale Deed, Transfer · VA Mortgage T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Oct 4, 2021
Deed Document Number	2025791
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLE OF WIGHT VA
Property Address	210 JAMES LANDING CIR, SMITHFIELD, VA 23430-2316
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PSC 3 BOX 412, APO, AP 96266-0005

Mortgage

Document Number	0250001116
Date	Mar 19, 2025
Instrument	250001116

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

February 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Feb 26, 2025
Property Address	210 JAMES LANDING CIR, SMITHFIELD, VA 23430-2316
Document Number	0250000791
Map Reference	MB 14 PG 15
Instrument Date	Feb 24, 2025
Instrument	250000791
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	210 JAMES LANDING CIR, SMITHFIELD, VA 23430-2316

Mortgage

Document Number	0250000792
Date	Feb 26, 2025
Instrument	250000792

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,377.00 (+4.51%)	$663,900 (-) Land $106,000 Building $557,900	$663,900 (-) Land $106,000 Building $557,900
2025	$5,145.00	$663,900 (-) Land $106,000 Building $557,900	$663,900 (-) Land $106,000 Building $557,900
2023		$663,900 Land $106,000 Building $557,900	$663,900 Land $106,000 Building $557,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (1999–2009)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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