Osceola County property record for 210 Indiana Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,109 sqft · built 1952 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Jul 2023) |
| Tax Bill | $4,378 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage May 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 01-26-30-0001-0431-0020 |
| Primary APN | 01-26-30-0001-0431-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,109 sqft Living Area |
| Gross Area | 1,469 sqft |
| 1st Floor Area | 1,013 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 0.5 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
|---|---|
| Porch Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | HVAC |
| Street Address | 210 INDIANA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | LAKE FRONT ADD PB B PG 63 BLK 431 N 1/2 LOT 2 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 431 |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 43500 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13839 TYBEE BEACH LN, ORLANDO, FL 32827-7952 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERANT MORTGAGE LLC |
| May 3, 2023 | Warranty Deed, Transfer RED DOOR TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Prior Sale | May 3, 2023 · Amount on Record |
| Deed Document Number | 202392763 |
| Deed Book / Page | 6442 / 1137 |
| Prior Transfer Date | Mar 31, 2011 |
| Prior Transfer Doc | 0041120890 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 18, 2023 |
| Property Address | 210 INDIANA AVE, SAINT CLOUD, FL 34769-2355 |
| Document Number | 0064421137 |
| Book / Page | 6442 / 1137 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023092763 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3465 EDSEL AVE, SAINT CLOUD, FL 34772-7346 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13839 TYBEE BEACH LN, ORLANDO, FL 32827-7952 |
| Document Number | 0064421144 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 6442/1144 |
| Name | AMERANT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 3, 2023 |
| Property Address | 210 INDIANA AVE, SAINT CLOUD, FL 34769-2355 |
| Document Number | 0064000226 |
| Book / Page | 6400 / 226 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | May 1, 2023 |
| Instrument | 2023055254 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1055 E HIGHLAND AVE, WOOSTER, OH 44691-1743 |
| Name | Verified Name |
|---|---|
| Address | 345 ETHEL AVENUE, SAINT CLOUD, FL 34772 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,378.00 (+1.79%) | $244,400 (+15.45%) Land $54,000 Building $190,400 | $244,400 (+15.45%) Land $54,000 Building $190,400 |
| 2024 | $4,301.00 (+47.7%) | ||
| 2023 | $2,912.00 (+18.86%) | $211,700 (+35.62%) Land $49,500 Building $162,200 | $211,700 (+35.62%) Land $49,500 Building $162,200 |
| 2022 | $2,450.00 | $156,100 Land $45,000 Building $111,100 | $156,100 Land $45,000 Building $111,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1995–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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