210 Howard Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 210 Howard Dr, O Fallon, IL 62269

Property Summary

Property Type	Duplex
Details	5 ba · 1,044 sqft · built 1964
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jul 2024)
Tax Bill	$4,784 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2020 Sale & Mortgage
APN	`04-29-0-203-012`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-203-012`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,044 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	560 sqft
Patio Area	284 sqft
Shed	1 Shed
Shed Area	28 sqft
Canopy	280 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	210 HOWARD DR
City	O FALLON
State	IL
Zip	62269-1522
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	HOWARD PLACE LOT/SEC-11 A02818236
Legal Subdivision	HOWARD PLACE
Legal Block	203
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1023
Census Tract	504351

Owner

210 Howard Dr, a duplex, is owned by two individuals who bought it in July 2024.

Source: St. Clair County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 RED PINE AVE, O FALLON, IL 62269-2511
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE
Dec 9, 2020	Warranty Deed, Transfer FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2024 · Amount on File
Deed Sale	Jul 9, 2024 · Amount on File
Prior Sale	Dec 9, 2020 · Amount on File
Deed Document Number	20242818236
Prior Transfer Date	Sep 8, 2005
Prior Transfer Doc	04252/0066
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Sep 22, 2026
Property Address	210 HOWARD DR, O FALLON, IL 62269-1522
Document Number	0002896207
Instrument Date	Sep 19, 2026
Instrument	20262896207
Transaction Type	Mortgage
Record Updated	Oct 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship, 153
Address	210 HOWARD DR, O FALLON, IL 62269-1522

Mortgage

Document Number	0002896207,
Date	Sep 22, 2026
Instrument	20262896207

Lender

Name	AMERICAN INTERNET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 9, 2020
Property Address	210 HOWARD DR, O FALLON, IL 62269-1522
Document Number	00A2678933
Instrument Date	Dec 3, 2020
Instrument	2678933
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2052 CEDARWOOD TRL BELLEVILLE IL 622267808, BELLEVILLE, IL 62226-7808

Mortgage

Document Number	A2678934
Date	Dec 9, 2020
Instrument	2678934

Lender

Name	FCB BANKS
Address	COLLINSVILLE, IL 62234

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 210 Howard Dr was $4,784.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,784.00	$66,370 Land $5,295 Building $61,075	$199,110 Land $15,885 Building $183,225
2022		$49,404 Land $3,941 Building $45,463	$148,212 Land $11,823 Building $136,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 210 Howard Dr; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 210 Howard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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