210 E Oak St, Red Oak, IA 51566 Property Records

Montgomery County property record for 210 E Oak St, Red Oak, IA 51566

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 1,544 sqft · built 1915
Lot Size0.132 acres (5,760 sqft)
OwnerCompany Name on Record
Tax Bill$1,202 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (reduced by levee)
APN600621365004000

Property Details

APN / Parcel Number

Primary APN600621365004000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,544 sqft Total Area
1st Floor Area672 sqft
Basement Area872 sqft
Finished Basement872 sqft
Unfinished Basement872 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,760 sqft (0.132 acres)
Lot Dimensions64 ft deep x 90 ft wide
PorchEnclosed Porch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address210 E OAK ST
CityRED OAK
StateIA
Zip51566-1546
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionALIX ADD PCL B LTS 1 & 2 BLK 2
Legal SubdivisionALIX ADD
Legal Block2
Legal Lot Number1,2
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2044
Census Tract960300

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address404 MAIN ST, SHENANDOAH, IA 51601
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address210 E OAK ST, RED OAK, IA 51566-1546
Transaction TypeMortgage
Record UpdatedSep 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/1018
DateJul 3, 2017
Book Page2017/1018
Instrument2017 1018
Lender
NameBANK IOWA
TypeBank
AddressSHENANDOAH, IA 51601
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,202.00 (-4.91%)$55,030 (+2.23%) Land $8,640 Building $46,390$55,030 (+2.23%) Land $8,640 Building $46,390
2024$1,264.00 (+24.9%)
2023$53,830 Land $5,910 Building $47,920$53,830 Land $5,910 Building $47,920
2022$1,012.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1987–2024)
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

Nearby Properties on E Oak St

Nearby Streets

Search Property Records by Address or Parcel Number