210 E Monroe St, Decatur, IN 46733 Property Records

Adams County property record for 210 E Monroe St, Decatur, IN 46733

Property Summary

Property Type	Commercial Office
Details	5,000 sqft · built 1967
Lot Size	4.01 acres (174,763 sqft)
Owner	Company Name on Record
Tax Bill	$8,095 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2020 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`01-05-03-200-014.000-022`

Property Details

APN / Parcel Number

Primary APN	`01-05-03-200-014.000-022`
Alternative APNs	`02210000000040` `00584929859`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	5,000 sqft Total Area
1st Floor Area	5,000 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	174,763 sqft (4.01 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	00584929859
Street Address	210 E MONROE ST
City	DECATUR
State	IN
Zip	46733-1702
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	MID PT NE NE E OF RIV & S OF MONROE ST SEC 3 (4.012A)
Jurisdiction	ADAMS IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1020
Census Tract	30300

Owner

Source: Adams County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3504 W 500 N, DECATUR, IN 46733-7530
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed of Trust, Mortgage THE FARMERS STATE BANK
Mar 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COVENANT INC
Mar 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance 3 RIVERS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	210 E MONROE ST, DECATUR, IN 46733-1702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000099
Date	Jan 8, 2018
Instrument	2018000099

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	NEW MADISON, OH 45346

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Dec 12, 2037

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	210 E MONROE ST, DECATUR, IN 46733-1702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001284
Date	Mar 18, 2020
Instrument	2020001284

Lender

Name	COVENANT INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	210 E MONROE ST, DECATUR, IN 46733-1702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001006
Date	Mar 2, 2020
Instrument	2020001006

Lender

Name	3 RIVERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Washington Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,095.00 (+5.65%)	$271,200 (+6.39%) Land $110,800 Building $160,400	$271,200 (+6.39%) Land $110,800 Building $160,400
2024	$7,662.00 (+0.2%)
2023	$7,647.00 (+2.21%)	$254,900 (+2.21%) Land $110,800 Building $144,100	$254,900 (+2.21%) Land $110,800 Building $144,100
2022	$7,482.00 (-52.27%)	$249,400 Land $110,800 Building $138,600	$249,400 Land $110,800 Building $138,600
2020	$15,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	23 (1982–2021)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Watch TV Fiber	1,000 / 500
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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