Madison County property record for 210 E Main St, Saint Charles, IA 50240
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,508 sqft · built 1910 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Jan 2022) |
| Tax Bill | $3,028 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 870001400090000 |
| Primary APN | 870001400090000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Detached |
| Garage Area | 2,640 sqft |
| Parking Spaces | 10 Parking Spaces |
| Porch | Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 210 E MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IA |
| Zip | 50240-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .50A E OF BLOCK 16 H. & Y. ADDITION E1/2 NW MISC SECTION 24 ADDN |
| Legal Range | 26W |
| Legal Township | 75N |
| Legal Section | 24 |
| Legal Block | 16 |
| Jurisdiction | MADISON IA |
| Township / Civil Division | SOUTH |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 60102 |
Source: Madison County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 210 E MAIN ST, SAINT CHARLES, IA 50240-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK |
| Nov 14, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2022 · Amount on Record |
| Deed Sale | Jan 13, 2022 · Amount on Record |
| Prior Sale | Nov 24, 2021 · Amount on Record |
| Deed Document Number | 2022149 |
| Deed Book / Page | 2022 / 149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IA |
| Recording Date | Jan 13, 2022 |
| Property Address | 210 E MAIN ST, SAINT CHARLES, IA 50240-1523 |
| Document Number | 002022/149 |
| Book / Page | 2022 / 149 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2022 149 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 E MAIN ST, SAINT CHARLES, IA 50240-1523 |
| Document Number | 0002022150 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2022 150 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IA |
| Recording Date | Nov 14, 2018 |
| Property Address | 210 E MAIN ST, SAINT CHARLES, IA 50240-1523 |
| Document Number | 02018/3675 |
| Book / Page | 2018 / 3675 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 000000003675 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 E MAIN ST, SAINT CHARLES, IA 50240-1523 |
| Investor | Possibly a Property Investor |
Source: Madison County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Madison County |
| Municipality | St. Charles City |
| Unified School District | Interstate 35 Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,028.00 | $171,800 (+1.66%) Land $11,000 Building $160,800 | $171,800 (+1.66%) Land $11,000 Building $160,800 |
| 2024 | $3,028.00 (+14.96%) | ||
| 2023 | $169,000 Land $11,000 Building $158,000 | $169,000 Land $11,000 Building $158,000 | |
| 2022 | $2,634.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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