210 E Clay St, Ridgeland, MS 39157 Property Records

Madison County property record for 210 E Clay St, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,369 sqft · built 1971
Lot Size	0.323 acres (14,090 sqft)
Owner	Individual Name on Record
Last Sale	$136,862 (Nov 2022)
Tax Bill	$532 (2025)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072I-30A-079`

Property Details

APN / Parcel Number

Primary APN	`072I-30A-079`
Alternative APN	`17157`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,369 sqft Adjusted Area
Gross Area	1,288 sqft
1st Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	14,090 sqft (0.323 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	17157
Street Address	210 E CLAY ST
City	RIDGELAND
State	MS
Zip	39157-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 NORTHWOOD PART 1
Legal Range	02E
Legal Township	07N
Legal Section	30
Legal Subdivision	NORTHWOOD PT 1 REV
Legal Lot Number	26
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2025
Census Tract	30105

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	210 E CLAY ST, RIDGELAND, MS 39157-2832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	2022972714
Deed Book / Page	4280 / 613
Prior Transfer Date	Nov 22, 2022
Prior Transfer Doc	004280/613
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MS
Recording Date	Nov 23, 2022
Property Address	210 E CLAY ST, RIDGELAND, MS 39157-2832
Document Number	004280/613
Book / Page	4280 / 613
Map Reference	MB 5 PG 32
Instrument Date	Nov 22, 2022
Instrument	972714
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 TIMBERLINE DR, MADISON, MS 39110-9661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 E CLAY ST, RIDGELAND, MS 39157-2832

Mortgage

Document Number	0000972715
Date	Nov 23, 2022
Instrument	972715

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Dec 21, 2029

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$532.00 Homeowner's exemption	$7,728 (-)	$77,280 (-) Land $35,000 Building $42,280
2024	$532.00
2023	$532.00 Homeowner's exemption	$7,728	$77,280 Land $35,000 Building $42,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	15 (1982–2022)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.7% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
NETSPEEDMS Fixed Wireless	267 / 152
T-Mobile Fixed Wireless	100 / 20