210 Divide Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 210 Divide Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,878 sqft · built 2011
Lot Size	3.91 acres (170,755 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Jul 2024)
Tax Bill	$6,535 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WD1906008`

Property Details

APN / Parcel Number

Primary APN	`WD1906008`
Alternative APNs	`R007578` `3007578`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,878 sqft Living Area
Gross Area	3,450 sqft
1st Floor Area	2,878 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	170,755 sqft
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3007578
Street Address	210 DIVIDE RD
City	KELSO
State	WA
Zip	98626-8405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	19 -7N -1W T-6B-1,6C EXC T-6B-1A FEE 3407645.
Legal Range	01W
Legal Township	07N
Legal Section	19
Legal Subdivision	ANDERSON DLC
Jurisdiction	COWLITZ WA
Township / Civil Division	ROSE VALLEY
Census Block Group	5
Census Block	5011
Census Tract	1700

Owner

210 Divide Rd is owned and occupied by an individual who bought it in July 2024.

Source: Cowlitz County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	210 DIVIDE RD, KELSO, WA 98626-8405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Re-recorded Document · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 20, 2018	Quit Claim Deed, Transfer · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	Dec 22, 2009 · Amount on File
Deed Document Number	20243753994
Prior Transfer Date	Aug 15, 2018
Prior Transfer Doc	0003599454
Record Updated	Oct 29, 2026

June 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	COWLITZ WA
Recording Date	Jun 11, 2021
Property Address	210 DIVIDE RD, KELSO, WA 98626-8405
Document Number	0003684995
Instrument Date	Jun 1, 2021
Instrument	3684995
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE, COWLITZ COUNTY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	210 DIVIDE RD, KELSO, WA 98626-8405

Mortgage

Document Number	0003684996
Date	Jun 11, 2021
Instrument	3684996

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COWLITZ WA
Recording Date	Aug 20, 2018
Property Address	210 DIVIDE RD, KELSO, WA 98626-8405
Document Number	0003599454
Instrument Date	Aug 15, 2018
Instrument	3599454
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210 DIVIDE RD KELSO WA 986268405, KELSO, WA 98626-8405

Mortgage

Document Number	3599455
Date	Aug 20, 2018
Instrument	3599455

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 19, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 210 Divide Rd was $6,535.

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,535.00	$693,220 Land $110,730 Building $582,490	$693,220 Land $110,730 Building $582,490
2023	$6,859.00
2022		$685,330 Land $103,390 Building $581,940	$685,330 Land $103,390 Building $581,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Divide Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Divide Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLS WATER ASSN private · serves 449 people · EPA ID WA5311300
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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