210 Dipper Dr, Middlebury, IN 46540 Property Records

Elkhart County property record for 210 Dipper Dr, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,240 sqft · built 1985
Lot Size	0.378 acres (16,509 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,743 (2024)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`20-08-10-279-005.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-10-279-005.000-035`
Alternative APN	`0810279005035`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	960 sqft
Attic	Attic
Attic Area	960 sqft
Family Room	Family Room
Flooring	Subfloor
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,509 sqft (0.378 acres)
Lot Dimensions	141 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0810279005035
Old Parcel Number	0810279005035
Street Address	210 DIPPER DR
City	MIDDLEBURY
State	IN
Zip	46540-9013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	DAWN ESTATES 2ND SEC LOT 59
Legal Subdivision	DAWN ESTATES
Legal Block	279
Legal Lot Number	59
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	1
Census Block	1029
Census Tract	801

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	210 DIPPER DR, MIDDLEBURY, IN 46540-9013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	210 DIPPER DR, MIDDLEBURY, IN 46540-9013
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001883
Date	Nov 29, 2021
Instrument	2021-31883

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 29, 2028
Min Rate At Change	5.87%
Max Rate At Change	8.37%
Index	Other
Max Rate	10.3%

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,200 (+7.4%) Land $31,000 Building $156,200	$187,200 (+7.4%) Land $31,000 Building $156,200
2024	$1,743.00 (+17.29%)	$174,300 (+6.28%) Land $31,000 Building $143,300	$174,300 (+6.28%) Land $31,000 Building $143,300
2023		$164,000 (+10.36%) Land $31,000 Building $133,000	$164,000 (+10.36%) Land $31,000 Building $133,000
2022	$1,486.00 Homeowner's exemption	$148,600 Land $31,000 Building $117,600	$148,600 Land $31,000 Building $117,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1993–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, New Paris Telephone Company.

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