210 David Dr, Chestertown, MD 21620 Property Records

Kent County property record for 210 David Dr, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,529 sqft · built 1967
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2008)
Tax Bill	$3,434 (2026)
Deeds & Mortgages	Oct 2018 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-016432`

Property Details

APN / Parcel Number

Primary APN	`04-016432`
Alternative APNs	`4016432` `016432`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,529 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	016432
Street Address	210 DAVID DR
City	CHESTERTOWN
State	MD
Zip	21620-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	L-6 SEC C 210 DAVID DR BYFORD DEVELOPMENT
Legal Subdivision	BYFORD DEVELOPMENT
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	2
Census Block	2026
Census Tract	950300

Owner

210 David Dr is owned and occupied by an individual who acquired it in July 2017.

Source: Kent County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	210 DAVID DR, CHESTERTOWN, MD 21620-1646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 17, 2017	Intrafamily Transfer, Transfer · Commercial Mortgage THE PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2008 · Amount on File
Deed Sale	Nov 3, 2008 · Amount on File
Prior Sale	Mar 2, 2001 · Amount on File
Deed Document Number	200880691
Deed Book / Page	585 / 399
Last Transfer Date	Jul 12, 2017
Transfer Doc	0009110241
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	210 DAVID DR, CHESTERTOWN, MD 21620-1646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009720283
Date	Oct 31, 2018
Book Page	0972/283

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MD
Recording Date	Jul 17, 2017
Property Address	210 DAVID DR, CHESTERTOWN, MD 21620-1646
Document Number	0009110241
Book / Page	0911 / 241
Map Reference	MB WHG1 FO86
Instrument Date	Jul 12, 2017
Instrument	0911-241
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 DAVID DR, CHESTERTOWN, MD 21620-1646

Mortgage

Document Number	911245
Date	Jul 17, 2017
Instrument	0911-245

Lender

Name	THE PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 210 David Dr was $3,434 with a homeowner's exemption, up 5% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,434.00 (+5.05%) Homeowner's exemption	$220,667 (+5.78%)	$244,800 (+17.35%) Land $91,200 Building $153,600
2025	$3,269.00 Homeowner's exemption	$208,600 Land $91,200 Building $117,400	$208,600 Land $91,200 Building $117,400
2023	$2,812.00 Homeowner's exemption	$189,933	$208,600 Land $91,200 Building $117,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 David Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1983–2003)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 David Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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