Union County property record for 210 Cupped Oak Dr, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,299 sqft · built 1998 |
| Lot Size | 0.419 acres (18,252 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,500 (May 2019) |
| Tax Bill | $2,668 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 07-102-235 |
| Primary APN | 07-102-235 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,299 sqft Living Area |
| 1st Floor Area | 1,523 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,252 sqft (0.419 acres) |
| Porch | Slab |
| Porch Area | 102 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 210 CUPPED OAK DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-8810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 STALL |
| Legal Description | #38 FOREST PARK PH4/MP1 OPCF-115 |
| Legal Subdivision | FOREST PARK |
| Legal Lot Number | 38 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20312 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 210 CUPPED OAK DR, MATTHEWS, NC 28104-8810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEXTMORTGAGE LLC |
| May 16, 2019 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2019 · Amount on File |
| Deed Sale | May 16, 2019 · Amount on File |
| Prior Sale | Aug 21, 2014 |
| Deed Document Number | 201913190 |
| Deed Book / Page | 7371 / 868 |
| Prior Transfer Date | Aug 19, 2014 |
| Prior Transfer Doc | 0006285592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 210 CUPPED OAK DR, MATTHEWS, NC 28104-8810 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008454865 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 8454/865 |
| Instrument | 14126 |
| Name | NEXTMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 16, 2019 |
| Property Address | 210 CUPPED OAK DR, MATTHEWS, NC 28104-8810 |
| Document Number | 7371868 |
| Book / Page | 007371 / 000868 |
| Instrument Date | May 7, 2019 |
| Instrument | 13190 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 210 CUPPED OAK DR MATTHEWS NC 281048810, MATTHEWS, NC 28104-8810 |
| Document Number | 7371870 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 007371/000870 |
| Instrument | 13191 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2049 |
| Document Number | 7371885, |
|---|---|
| Date | May 16, 2019 |
| Book Page | 007371/000885 |
| Instrument | 13192 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | PO BOX 28066, RALEIGH, NC 27611-8066 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 15, 2034 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $388,600 (-) Land $64,100 Building $324,500 | $388,600 (-) Land $64,100 Building $324,500 | |
| 2025 | $2,668.00 (+24.79%) | $388,600 (+54.15%) Land $64,100 Building $324,500 | $388,600 (+54.15%) Land $64,100 Building $324,500 |
| 2023 | $2,138.00 | $252,100 Land $38,800 Building $213,300 | $252,100 Land $38,800 Building $213,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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