210 Crystal St, Cary, IL 60013 Property Records

McHenry County property record for 210 Crystal St, Cary, IL 60013

Property Summary

Property Type	Commercial
Details	6,027 sqft · built 1997
Lot Size	0.485 acres (21,134 sqft)
Owner	Company Name on File
Last Sale	$460,000 (Jan 2023)
Tax Bill	$14,436 (2024)
Deeds & Mortgages	Sep 2026 Construction Loan Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-13-201-030`

Property Details

APN / Parcel Number

Primary APN	`19-13-201-030`

Interior

Units	5 Units
Stories	2 Stories
Building Area	6,027 sqft Building Perimeter

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	21,134 sqft (0.485 acres)

Location & Zoning

Street Address	210 CRYSTAL ST
City	CARY
State	IL
Zip	60013-2097
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2023R0002026 LTS 1 & 2 /EX PT OUT FOR RD PER DOC 932584/ BLK 1 BALDWINS ADDN
Legal Subdivision	BALDWINS ADDN
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3022
Census Tract	871307

Owner

210 Crystal St, a commercial property, is owned by a company that bought it in January 2023.

Source: McHenry County records, as of September 21, 2026

Owner of Record	Company Name on File
Mailing Address	73 LAKE SHORE DR, 214, BARRINGTON, IL 60010-1414
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Construction Mortgage HOME STATE BANK
Jan 26, 2023	Warranty Deed, Transfer · Commercial Mortgage NORTHSIDE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2023 · Amount on File
Deed Sale	Jan 26, 2023 · Amount on File
Prior Sale	Sep 19, 2006 · Amount on File
Deed Document Number	20232026
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Sep 8, 2026
Property Address	210 CRYSTAL ST, CARY, IL 60013-2097
Document Number	0000026057
Instrument Date	Aug 19, 2026
Instrument	202626057
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	73 LAKE SHORE DR, BARRINGTON, IL 60010-1414

Mortgage

Document Number	0000026057,
Date	Sep 8, 2026
Instrument	202626057

Lender

Name	HOME STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 19, 2027

Interest

Rate	6.75%
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 26, 2023
Property Address	210 CRYSTAL ST, CARY, IL 60013-2097
Document Number	0000002026
Map Reference	DOC 3532
Instrument Date	Dec 29, 2022
Instrument	2023R0002026
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 CRYSTAL ST # 214, 214, CARY, IL 60013-2097

Mortgage

Document Number	0000002027
Date	Jan 26, 2023
Instrument	2023R0002027

Lender

Name	NORTHSIDE COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 13, 2028

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$14,436.00	$171,425 Land $137,573 Building $33,852	$514,275 Land $412,719 Building $101,556
2022		$192,865 Land $111,049 Building $81,816	$578,595 Land $333,147 Building $245,448

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 210 Crystal St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 210 Crystal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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