210 Circle Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 210 Circle Ave, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details1,411 sqft · built 1930
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Oct 2003)
Tax Bill$12,603 (2025)
Deeds & MortgagesApr 2022 Mortgage
May 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN51-04301-0000-00007

Property Details

APN / Parcel Number

Primary APN51-04301-0000-00007
Alternative APN
  • 510430100007

Interior

Stories1 Story
Building Area1,411 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions157 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address210 CIRCLE AVE
CityRIDGEWOOD
StateNJ
Zip07450-5207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.180 AC
Legal Block4301
Legal Lot Number7
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group4
Census Block4001
Census Tract47500

Owner

210 Circle Ave is owned and occupied by two individuals who bought it in October 2003.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address210 CIRCLE AVE, RIDGEWOOD, NJ 07450-5207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
May 6, 2020Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2003 · Amount on File
Deed SaleOct 20, 2003 · Amount on File
Deed Book / Page8624 / 55
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address210 CIRCLE AVE, RIDGEWOOD, NJ 07450-5207
Transaction TypeMortgage
Record UpdatedJun 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046461811
DateApr 7, 2022
Book Page4646/1811
Instrument2022040243
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2037

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address210 CIRCLE AVE, RIDGEWOOD, NJ 07450-5207
Document Number0036021600
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address210 CIRCLE AVE RIDGEWOOD NJ 074505207, RIDGEWOOD, NJ 07450-5207

Mortgage

Document Number0036021600
DateMay 20, 2020
Book Page003602/001600
Instrument20050397
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 19, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 210 Circle Ave was $12,603, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$436,100 (-) Land $306,400 Building $129,700$436,100 (-) Land $306,400 Building $129,700
2025$12,603.00 (+0.74%)$436,100 Land $306,400 Building $129,700$436,100 Land $306,400 Building $129,700
2024$12,511.00
2023$436,100 Land $306,400 Building $129,700$436,100 Land $306,400 Building $129,700
2022$11,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Circle Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1999–2021)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Circle Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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