Franklin County property record for 210 Cherry Ln, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · built 1977 |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Mar 2024) |
| Tax Bill | $2,216 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 038-20-01-001.00 |
| Primary APN | 038-20-01-001.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Detached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 79548 |
|---|---|
| Street Address | 210 CHERRY LN |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-8128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 LOT 79 & TRACT 2 |
| Legal Subdivision | FARMDALE 4 |
| Legal Tract | 1 |
| Legal Lot Number | 79 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 71001 |
210 Cherry Ln is owned and occupied by an individual who bought it in March 2024.
Source: Franklin County records, as of March 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 210 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed, Transfer · USDA Mortgage NEIGHBORS BANK |
| Jul 17, 2020 | Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on File |
| Deed Sale | Mar 26, 2024 · Amount on File |
| Deed Document Number | 2024765622 |
| Deed Book / Page | 626 / 675 |
| Prior Transfer Date | Jul 13, 2020 |
| Prior Transfer Doc | 0000507408 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Mar 26, 2024 |
| Property Address | 210 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Document Number | 00D626/675 |
| Book / Page | D626 / 675 |
| Map Reference | MB 2 PG 55&56 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 765622 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 210 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Document Number | 0000765627 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 765627 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jul 17, 2020 |
| Property Address | 210 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Document Number | 00D594/798 |
| Book / Page | D594 / 798 |
| Map Reference | CAB A SL 176&176 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 507408 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Title Company | EXECUTIVE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 CHERRY LN, 210, FRANKFORT, KY 40601-8128 |
| Name | Verified Name |
|---|---|
| Address | 210 CHERRY LN, FRANKFORT, KY 40601-8128 |
| Document Number | 0000507409 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 507409 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Number | 0M1546/402 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | M1546/402 |
| Instrument | 507410 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2030 |
The 2025 property tax bill for 210 Cherry Ln was $2,216.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,216.00 | $185,000 Land $18,000 Building $167,000 | $185,000 Land $18,000 Building $167,000 |
| 2023 | $1,410.00 | $118,000 | $118,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 210 Cherry Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2021) |
| Most Recent Claim | Aug 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 210 Cherry Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FARMDALE WATER DISTRICT serves 8,203 people · EPA ID KY0370128 |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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