210 Central St, Watertown, NY 13601 Property Records

Jefferson County and Watertown City property record for 210 Central St, Watertown, NY 13601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,348 sqft · built 1850
Lot Size0.122 acres (5,346 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Apr 2023)
Tax Bill$762 (2026)
Deeds & MortgagesApr 2023 Sale & Mortgage
May 2021 Sale
APN221800 6-10-103.000

Property Details

APN / Parcel Number

Primary APN221800 6-10-103.000
Alternative APNs
  • 180000600000101030000000
  • 03019250

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,348 sqft Living Area
1st Floor Area664 sqft
2nd Floor Area684 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,346 sqft (0.122 acres)
Lot Dimensions198 ft deep x 27 ft wide
PorchSlab
Porch Area214 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number03019250
Street Address210 CENTRAL ST
CityWATERTOWN
StateNY
Zip13601-2945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLIFE USE: DEMETRIA A SAYY 27X198 610103
Legal Block10
Legal Lot Number103.000
JurisdictionJEFFERSON NY
Township / Civil DivisionWATERTOWN
Census Block Group3
Census Block3012
Census Tract61200

Owner

210 Central St is owned by two individuals who bought it in April 2023.

Source: Jefferson County and Watertown City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address753 DAVIDSON ST, WATERTOWN, NY 13601-1446
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
COMMUNITY BANK NA
May 10, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2023 · Amount on File
Deed SaleApr 13, 2023 · Amount on File
Prior SaleMay 10, 2021 · Amount on File
Deed Document Number20235220
Prior Transfer DateSep 30, 2015
Prior Transfer Doc0000014817
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON NY
Recording DateApr 13, 2023
Property Address210 CENTRAL ST, WATERTOWN, NY 13601-2945
Document Number0000005220
Instrument DateApr 12, 2023
Instrument20230-00005220
Transaction TypeTransfer
Record UpdatedMay 2, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address173 MAPLE ST, BLACK RIVER, NY 13612-3104

Mortgage

Document Number23000005221
DateApr 13, 2023
Instrument230-00005221
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON NY
Recording DateMay 10, 2021
Property Address210 CENTRAL ST, WATERTOWN, NY 13601-2945
Document Number2021000007080
Instrument DateApr 20, 2021
Instrument20210-00007080
Transaction TypeTransfer
Record UpdatedJun 2, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1634 STATE ST, WATERTOWN, NY 13601-3556
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 210 Central St was $762, up 4% from the year before.

Source: Jefferson County and Watertown City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyJefferson County
MunicipalityWatertown City
Unified School DistrictWatertown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$762.00 (+3.96%)
2025$733.00$40,100 Land $5,800 Building $34,300$54,950 Land $7,948 Building $47,002
2023$40,100 Land $5,800 Building $34,300$48,300 Land $6,986 Building $41,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 210 Central St; there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimJan 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 210 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN CITY
serves 27,861 people · EPA ID NY2202346
Water SourceSurface water
Last State InspectionSep 2022
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2025
Total trihalomethanes
not recorded as resolved · Jan 2022
Haloacetic acids
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Westelcom Networks.

Nearby Properties on Central St

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