210 Cedar Ln, Ragland, AL 35131 Property Records

St. Clair County property record for 210 Cedar Ln, Ragland, AL 35131

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,260 sqft · built 1995
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Tax Bill$20 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN18-06-24-0-000-006.000

Property Details

APN / Parcel Number

Primary APN18-06-24-0-000-006.000
Alternative APNs
  • 00513798
  • 513798
  • 15319

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft
Upper Floors Area756 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area435,600 sqft (10 acres)
Garage TypeCarport
Garage Area600 sqft
CarportCarport
Carport Area600 sqft
Parking Spaces2 Parking Spaces
Utility Building600 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number00513798
Street Address210 CEDAR LN
CityRAGLAND
StateAL
Zip35131-3549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG SW COR SW4 NE4 N 501.83' E 420' S 1037.14' W 420' N 535.31 TO POB 24-15-4 10 AC
Legal Range04E
Legal Township15S
Legal Section24
JurisdictionST CLAIR AL
Township / Civil DivisionRAGLAND
Census Block Group2
Census Block2034
Census Tract40301

Owner

210 Cedar Ln is owned and occupied by an individual.

Source: St. Clair County records, as of August 4, 2026

Owner of RecordIndividual Name on File
Mailing Address210 CEDAR LN, RAGLAND, AL 35131-3549
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2025Deed of Trust, Mortgage · Line of Credit
WINSOUTH CU
Feb 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
LEGACY CMNTY FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address210 CEDAR LN, RAGLAND, AL 35131-3549
Transaction TypeMortgage
Record UpdatedOct 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 CEDAR LN, RAGLAND, AL 35131-3549

Mortgage

Document Number0000036910
DateSep 2, 2025
Book PageMTG2025/36910
Lender
NameWINSOUTH CU
TypeCredit Union
Address2950 COGSWELL AVE, PELL CITY, AL 35125
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueAug 15, 2045
Interest
Change FrequencyMonthly

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address210 CEDAR LN, RAGLAND, AL 35131-3549
Document Number0000005309
Instrument DateFeb 7, 2017
Transaction TypeMortgage
Record UpdatedJul 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 CEDAR LN RAGLAND AL 351313549, RAGLAND, AL 35131-3549

Mortgage

Document Number0000005309
DateFeb 14, 2017
Instrument5309
Lender
NameLEGACY CMNTY FCU
TypeCredit Union
AddressBIRMINGHAM, AL 35205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueFeb 13, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 210 Cedar Ln was $20 with exemptions applied.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
Unified School DistrictSt. Clair County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20.00$20,240$233,630
2023$38,130 Land $7,722 Building $30,408$190,650 Land $38,610 Building $152,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Cedar Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 80% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Ragland Telephone
DSL · Fiber in parts of the area
25 / 3

May also be available: T-Mobile.

Nearby Properties on Cedar Ln

Nearby Streets

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