210 Cedar Grove Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 210 Cedar Grove Dr, Saint Charles, MO 63304

Property Summary

Property TypeCondominium
Details2 bd · 3.5 ba · 1,608 sqft · built 1985
Lot Size0.013 acres (580 sqft)
Owner2 Trust Names on File
Last Sale$133,000 (Jun 2007)
Tax Bill$2,209 (2025)
Deeds & MortgagesAug 2026 Sale
Aug 2026 Sale
Flood ZoneZone X (minimal risk)
APNA850003868

Property Details

APN / Parcel Number

Primary APNA850003868
Alternative APN
  • 3-0016-5785-20-000D.0000000

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,608 sqft Living Area
Gross Area1,840 sqft
1st Floor Area656 sqft
Basement Area592 sqft
Finished Basement360 sqft
Unfinished Basement232 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleBi-Level
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area580 sqft (0.013 acres)

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Deck AreaDeck Area
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA850003868
Street Address210 CEDAR GROVE DR
CitySAINT CHARLES
StateMO
Zip63304-7378
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCEDAR GROVES #3 BLDG 20 UNIT D
Legal SubdivisionCEDAR GROVES #3
Legal Lot NumberD
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group3
Census Block3002
Census Tract311122

Owner

210 Cedar Grove Dr, a condominium, is held in a trust since August 2026.

Source: St. Charles County records, as of September 9, 2026

Owner of Record2 Trust Names on File
Mailing Address210 CEDAR GROVE DR, D, SAINT CHARLES, MO 63304-7378
Owner TypeCompany
VestingTrust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 26, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2007 · Amount on File
Deed SaleJun 29, 2007 · Amount on File
Prior SaleAug 7, 1998 · Amount on File
Deed Document Number2007537360
Deed Book / Page4786 / 2009
Last Transfer DateAug 24, 2026
Transfer Doc0000040838
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 26, 2026
Property Address210 CEDAR GROVE DR, SAINT CHARLES, MO 63304-7378
Document Number0000040838
Instrument DateAug 24, 2026
Instrument202640838
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 CEDAR GROVE DR, SAINT CHARLES, MO 63304-7378

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 26, 2026
Property Address210 CEDAR GROVE DR, SAINT CHARLES, MO 63304-7378
Document Number0000040899
Instrument DateAug 24, 2026
Instrument202640899
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address210 CEDAR GROVE DR, SAINT CHARLES, MO 63304-7378

Tax Assessment & Valuation

The 2025 property tax bill for 210 Cedar Grove Dr was $2,209.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$37,034 (-)$194,916 (-) Building $194,916
2025$2,209.00$37,034$194,916
2023$34,758
2022$182,936 Building $182,936

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 210 Cedar Grove Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims18 (1979–2024)
Most Recent ClaimJul 2024 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Cedar Grove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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