210 Cain St, Spencer, NC 28159 Property Records

Rowan County property record for 210 Cain St, Spencer, NC 28159 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 2023
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Apr 2024)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`036 032`

Property Details

APN / Parcel Number

Primary APN	`036 032`
Alternative APN	`6216197`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	160 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	210 CAIN ST
City	SPENCER
State	NC
Zip	28159-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1033
Census Tract	50700

Owner

Source: Rowan County records · APN 036 032

Assessment roll updated August 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	210 CAIN ST, SPENCER, NC 28159-1808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 24, 2024	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 02, 2024	Warranty Deed, Transfer
Jan 29, 2024	Warranty Deed, Transfer
May 31, 2023	Correction Deed
Jun 05, 2023	Warranty Deed, Transfer
Jun 09, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Jun 05, 2023 · Amount on Record
Deed Book / Page	1441 / 18
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 24, 2024
Property Address	210 CAIN ST, SPENCER, NC 28159-1808
Document Number	0014410017
Book / Page	1441 / 17
Instrument Date	Apr 24, 2024
Transaction Type	Transfer
Record Updated	May 07, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6549 MOREHEAD RD, HARRISBURG, NC 28075-8492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6549 MOREHEAD RD, HARRISBURG, NC 28075-8492
Investor	Possibly a Property Investor

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 24, 2024
Property Address	210 CAIN ST, SPENCER, NC 28159-1808
Document Number	0014410018
Book / Page	1441 / 18
Instrument Date	Apr 24, 2024
Transaction Type	Transfer
Record Updated	May 07, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6549 MOREHEAD RD, HARRISBURG, NC 28075-8492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 CAIN ST, SPENCER, NC 28159-1808

Mortgage

Document Number	0000144119
Date	Apr 24, 2024
Instrument	1441/19

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 02, 2024
Property Address	CAIN ST, SPENCER, NC 28159
Document Number	0014360597
Book / Page	1436 / 597
Instrument Date	Jan 31, 2024
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10935 WINDS CROSSING DR # DR300, DR300, CHARLOTTE, NC 28273-2402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6549 MOREHEAD RD, HARRISBURG, NC 28075-8492
Investor	Possibly a Property Investor

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 29, 2024
Property Address	CAIN ST, SPENCER, NC 28159
Document Number	0014360381
Book / Page	1436 / 381
Instrument Date	Dec 06, 2023
Transaction Type	Transfer
Record Updated	Feb 06, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 FULLERTON HEIGHTS AVE, BALTIMORE, MD 21236-4109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10935 WINDS CROSSING DR STE 300, 300, CHARLOTTE, NC 28273-2302
Investor	Possibly a Property Investor

May 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	ROWAN NC
Recording Date	May 31, 2023
Property Address	CAIN ST, SPENCER, NC 28159
Document Number	0014240058
Book / Page	1424 / 58
Instrument Date	Apr 06, 2023
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 FULLERTON HEIGHTS AVE, BALTIMORE, MD 21236-4109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10935 WINDS CROSSING DR, CHARLOTTE, NC 28273-2402
Investor	Possibly a Property Investor

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 05, 2023
Property Address	CAIN ST, SPENCER, NC 28159
Document Number	0014240305
Book / Page	1424 / 305
Map Reference	MB 9995 PG 10268
Instrument Date	Mar 31, 2023
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10935 WINDS CROSSING DR # DR300, DR300, CHARLOTTE, NC 28273-2402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6549 MOREHEAD RD, HARRISBURG, NC 28075-8492
Investor	Possibly a Property Investor

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 09, 2022
Property Address	CAIN ST, SPENCER, NC 28159
Document Number	0014030725
Book / Page	1403 / 725
Instrument Date	Jun 06, 2022
Transaction Type	Transfer
Record Updated	Nov 04, 2022

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 FULLERTON HEIGHTS AVE, 45, BALTIMORE, MD 21236-4109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10935 WINDS CROSSING DR STE 300, 300, CHARLOTTE, NC 28273-2302
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,090.00 (+2,077.08%)	$184,972 (+2,076.14%) Land $12,000 Building $172,972
2023	$96.00	$8,500 Land $8,500	$184,972 Land $12,000 Building $172,972

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590507001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Hotwire Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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