210 20th St, Niceville, FL 32578 Property Records

Okaloosa County property record for 210 20th St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,375 sqft · built 1968
Lot Size	0.258 acres (11,249 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Mar 2023)
Tax Bill	$2,307 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-0858-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-0858-5`
Alternative APNs	`08-1S-22-2020-000K-0060` `22S1082020000K0060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,375 sqft Living Area
Gross Area	1,663 sqft
1st Floor Area	1,375 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	11,249 sqft (0.258 acres)
Lot Width	75 ft Width
Porch	Finished/Open Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	210 20TH ST
City	NICEVILLE
State	FL
Zip	32578-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE CREST HILLS S/D LOT 6 BLK K
Legal Range	22W
Legal Township	01S
Legal Section	08
Legal Subdivision	PINE CREST HILLS S/D
Legal Block	K
Legal Lot Number	6
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1029
Census Tract	21102

Owner

210 20th St is owned and occupied by an individual who bought it in March 2023.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	210 20TH ST, NICEVILLE, FL 32578-3130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Nov 18, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 19, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Jul 19, 2018 · Amount on File
Deed Document Number	20233615214
Deed Book / Page	3668 / 3945
Prior Transfer Date	Dec 27, 2005
Prior Transfer Doc	0027424644
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 31, 2023
Property Address	210 20TH ST, NICEVILLE, FL 32578-3130
Document Number	0036683945
Book / Page	3668 / 3945
Map Reference	MB 4 PG 1
Instrument Date	Mar 30, 2023
Instrument	3615214
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 SW 38TH ST, CAPE CORAL, FL 33914-7870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 20TH ST, NICEVILLE, FL 32578-3130

Mortgage

Document Number	0036683947
Date	Mar 31, 2023
Instrument	3668/3947

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	210 20TH ST, NICEVILLE, FL 32578-3130
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 20TH ST, NICEVILLE, FL 32578-3130

Mortgage

Document Number	0036514802
Date	Nov 18, 2022
Book Page	3651/4802
Instrument	3591893

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Aug 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 19, 2018
Property Address	210 20TH ST, NICEVILLE, FL 32578-3130
Document Number	0033594378
Book / Page	003359 / 004378
Instrument Date	Jul 11, 2018
Instrument	3220862
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,392.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 20TH ST NICEVILLE FL 325783130, NICEVILLE, FL 32578-3130

Mortgage

Document Number	33594380
Date	Jul 19, 2018
Book Page	003359/004380
Instrument	3220863

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 210 20th St was $2,307 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,307.00 Homeowner's exemption	$208,731	$215,746 Land $75,757 Building $139,989
2023	$1,715.00 (+7.86%) Homeowner's exemption	$173,482 (+4.73%)	$203,170 (+5.99%) Land $63,944 Building $139,226
2022	$1,590.00 Homeowner's exemption	$165,647	$191,687 Land $60,899 Building $130,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 20th St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	25 (1994–2020)
Claims Outside the SFHA	13 of 25
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Frances, Sep 2004 · 5 claims Hurricane Opal, Oct 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 20th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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