21 Yardley Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 21 Yardley Rd, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,271 sqft · built 1995
Lot Size	0.726 acres (31,638 sqft)
Owner	2 Trust Names on File
Last Sale	$374,900 (Aug 1996)
Tax Bill	$15,922 (2025)
Deeds & Mortgages	Jan 2026 Reverse Mortgage Jan 2026 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00181 B:00061 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00181 B:00061 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,271 sqft Living Area
Gross Area	5,638 sqft
Basement Area	1,877 sqft
Unfinished Basement	938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,638 sqft (0.726 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	21 YARDLEY RD
City	ANDOVER
State	MA
Zip	01810-5828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	61
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2003
Census Tract	254403

Owner

21 Yardley Rd is owner-occupied and held in a trust since March 2019.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	21 YARDLEY RD, ANDOVER, MA 01810-5828
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE
Jan 22, 2026	Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 5, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 1996 · Amount on File
Deed Sale	Aug 8, 1996 · Amount on File
Deed Book / Page	4568 / 195
Last Transfer Date	Mar 1, 2019
Transfer Doc	15775-263
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	21 YARDLEY RD, ANDOVER, MA 01810-5828
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018494-253
Date	Jan 22, 2026
Book Page	18494/253
Instrument	1048

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	805 Months
Due	Feb 1, 2093

Interest

Rate Type	Adjustable Rate

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	21 YARDLEY RD, ANDOVER, MA 01810-5828
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018494-266
Date	Jan 22, 2026
Book Page	18494/266
Instrument	1049

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	805 Months
Due	Feb 1, 2093

Interest

Rate Type	Adjustable Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	21 YARDLEY RD, ANDOVER, MA 01810-5828
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017698-25
Date	Mar 15, 2023
Book Page	17698/25
Instrument	3687

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Mar 5, 2019
Property Address	21 YARDLEY RD, ANDOVER, MA 01810-5828
Document Number	15775-263
Book / Page	015775 / 000263
Instrument Date	Mar 1, 2019
Instrument	4673
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	21 YARDLEY RD ANDOVER MA 018105828, ANDOVER, MA 01810-5828

Tax Assessment & Valuation

The 2025 property tax bill for 21 Yardley Rd was $15,922, up 4.1% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,922.00 (+4.13%)	$1,274,800 (+7.39%) Land $519,800 Building $755,000	$1,219,040
2024	$15,290.00 (+6.08%)	$1,187,100 (+12.51%) Land $435,800 Building $751,300
2023	$14,413.00	$1,055,100 Land $372,600 Building $682,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Yardley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Yardley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Nearby Properties on Yardley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures