Middlesex County and Reading Town property record for 21 Winter St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,097 sqft Living Area |
| Lot Size | 9,997 sqft (0.229 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $610,000 (2015) |
| Tax Bill | $11,011.00 (2025) |
| Primary APN | READ M:023.0-0000-0081.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,097 sqft Living Area |
| Gross Area | 4,684 sqft Gross Area |
| 1st Floor | 1,526 sqft 1st Floor |
| Basement Area | 1,176 sqft Basement |
| Unfinished Basement | 1,176 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,997 sqft (0.229 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 900000000190 |
|---|---|
| Street Address | 21 WINTER ST |
| City | READING |
| State | MA |
| Zip | 01867-2642 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:023.0-0000-0081.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 21 WINTER ST, READING, MA 01867-2642 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 09, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Jan 02, 2019 | Quit Claim Deed, Transfer Quitclaim Document |
| Jan 02, 2019 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2015 · Amount on Record |
| Deed Sale | Dec 29, 2015 · Amount on Record |
| Prior Sale | Jun 22, 2015 · Amount on Record |
| Deed Book / Page | 66598 / 405 |
| Last Transfer Date | Dec 14, 2018 |
| Transfer Doc | 72083-190 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 21 WINTER ST, READING, MA 01867-2642 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079856-560 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 79856/560 |
| Instrument | 42642 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 21 WINTER ST, READING, MA 01867-2642 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75850-214 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 75850/214 |
| Instrument | 183332 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 02, 2019 |
| Property Address | 21 WINTER ST, READING, MA 01867-2642 |
| Document Number | 72083-190 |
| Book / Page | 072083 / 000190 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 280 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 21 WINTER ST READING MA 018672642, READING, MA 01867-2642 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 02, 2019 |
| Property Address | 21 WINTER ST, READING, MA 01867-2642 |
| Document Number | 72083-194 |
| Book / Page | 072083 / 000194 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 282 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 WINTER ST READING MA 018672642, READING, MA 01867-2642 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,011.00 (+1.15%) | $966,700 (+4.08%) Land $481,900 Building $484,800 | $989,995 (+26.79%) |
| 2024 | $10,886.00 (+3.25%) | $928,800 (+10.91%) Land $463,000 Building $465,800 | $780,805 |
| 2023 | $10,543.00 | $837,400 Land $417,400 Building $420,000 |
21 Winter St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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