Middlesex County and Natick Town property record for 21 Winter St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,921 sqft · built 1953 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,110 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-00000022 |
| Primary APN | 8-00000022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,921 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,149 sqft (0.233 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 8-00000022 |
|---|---|
| Street Address | 21 WINTER ST |
| City | NATICK |
| State | MA |
| Zip | 01760-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 382100 |
Source: Middlesex County and Natick Town records · APN 8-00000022
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 WINTER ST, NATICK, MA 01760-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Oct 26, 2020 | Deed of Trust, Mortgage · ARM EASTERN BANK |
| Nov 05, 2018 | Redemption Deed, Transfer · ARM EASTERN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 21 WINTER ST, NATICK, MA 01760-1015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0081808-51 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | 81808/51 |
| Instrument | 81807 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 21 WINTER ST, NATICK, MA 01760-1015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75986-71 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 75986/71 |
| Instrument | 196269 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Nov 01, 2030 |
| Index | 1-Year CMT |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Nov 05, 2018 |
| Property Address | 21 WINTER ST, NATICK, MA 01760-1015 |
| Document Number | 71843-248 |
| Book / Page | 71843 / 248 |
| Instrument | 170031 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2022 |
| Tax | $60.42 |
|---|---|
| Amount Accuracy | Non-Arm's Length Transaction |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 71843-258 |
|---|---|
| Date | Nov 05, 2018 |
| Book Page | 71843/258 |
| Instrument | 170035 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
Source: Middlesex County and Natick Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,110.00 (+2.87%) | $678,100 (+5.44%) Land $450,300 Building $227,800 |
| 2024 | $7,884.00 (+2.64%) | $643,100 (+5.83%) Land $425,300 Building $217,800 |
| 2023 | $7,681.00 | $607,700 Land $400,300 Building $207,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173821001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings.
Based on FCC filings for 128 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3198000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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