Westerly Town property record for 21 Windward Dr, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,758 sqft · built 1970 |
| Lot Size | 1.12 acres (49,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,000 (Jul 2017) |
| Tax Bill | $5,651 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Oct 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:151 B:2 |
| Primary APN | WEST M:151 B:2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,758 sqft Living Area |
| Gross Area | 4,354 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,166 sqft (1.12 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 13141798 |
|---|---|
| Street Address | 21 WINDWARD DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 50902 |
Source: Westerly Town records · APN WEST M:151 B:2
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 WINDWARD DR, WESTERLY, RI 02891-4102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY |
| Oct 04, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance NEWREZ LLC |
| Jul 14, 2017 | Trustee's Deed, Transfer WESTERLY CMNTY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on Record |
| Deed Sale | Jul 14, 2017 · Amount on Record |
| Last Transfer Date | Sep 29, 2021 |
| Transfer Doc | 2021-24825 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 21 WINDWARD DR, WESTERLY, RI 02891-4102 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2022-13842 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 2022/13842 |
| Instrument | 2022-3281 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 04, 2021 |
| Property Address | 21 WINDWARD DR, WESTERLY, RI 02891-4102 |
| Document Number | 2021-24823 |
| Book / Page | 2021 / 24823 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021-5553 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 WINDWARD DR, WESTERLY, RI 02891-4102 |
| Document Number | 2021-24825 |
|---|---|
| Date | Oct 04, 2021 |
| Book Page | 2021/24825 |
| Instrument | 2021-5554 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 14, 2017 |
| Property Address | 21 WINDWARD DR, WESTERLY, RI 02891-4102 |
| Document Number | 2017-2679 |
| Book / Page | 002017 / 012679 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 3111 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $535.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 WINDWARD DR WESTERLY RI 028914102, WESTERLY, RI 02891-4102 |
| Document Number | 2017-2681 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 002017/012681 |
| Instrument | 3112 |
| Name | WESTERLY CMNTY CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 13, 2047 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,651.00 (+5.74%) | $794,800 (+43.08%) Land $375,300 Building $419,500 |
| 2023 | $5,344.00 (+0.62%) | $555,500 (-) Land $270,500 Building $285,000 |
| 2022 | $5,311.00 | $555,500 Land $270,500 Building $285,000 |
Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (2009–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 161 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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