Westerly Town property record for 21 Windover Turn, Westerly, RI 02891 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,122 sqft Living Area |
| Lot Size | 123,654 sqft (2.83 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $26,000 (2001) |
| Tax Bill | $4,973.00 (2025) |
| Primary APN | M:123 B:1-S L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,122 sqft Living Area |
| Gross Area | 4,078 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 123,654 sqft (2.83 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 2057750 |
|---|---|
| Street Address | 21 WINDOVER TURN |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4070 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | S |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 2 |
| Census Block | 2040 |
| Census Tract | 50902 |
Source: Westerly Town records · APN M:123 B:1-S L
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 WINDOVER TURN, WESTERLY, RI 02891-4070 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Jun 08, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK |
| Oct 28, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Sep 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) SAVINGS INSTITUTE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2001 · Amount on Record |
| Deed Sale | May 08, 2001 · Amount on Record |
| Deed Book / Page | 890 / 367 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 10, 2026 |
| Property Address | 21 WINDOVER TURN, WESTERLY, RI 02891-4070 |
| Document Number | 0000002328 |
| Book / Page | 2026 / 10664 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20262328 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21 WINDOVER TURN, WESTERLY, RI 02891-4070 |
| Document Number | 0000002328, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 2026/10664 |
| Instrument | 20262328 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 21 WINDOVER TURN, WESTERLY, RI 02891-4070 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022-10690 |
|---|---|
| Date | Jun 08, 2022 |
| Book Page | 2022/10690 |
| Instrument | 2022-2515 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 21 WINDOVER TURN, WESTERLY, RI 02891-4070 |
| Document Number | 2019-9525 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 21 WINDOVER TURN WESTERLY RI 028914070, WESTERLY, RI 02891-4070 |
| Document Number | 2019-9525 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 002019/019525 |
| Instrument | 4950 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 21 WINDOVER TURN, WESTERLY, RI 02891-4070 |
| Document Number | 2017-6604 |
| Book / Page | 002017 / 016604 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Name | Verified Name |
|---|---|
| Address | 21 WINDOVER TURN WESTERLY RI 028914070, WESTERLY, RI 02891-4070 |
| Document Number | 2017-6604 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 002017/016604 |
| Instrument | 4082 |
| Name | SAVINGS INSTITUTE |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 19, 2032 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,973.00 (-1.6%) | $699,500 (+33.14%) Land $282,600 Building $416,900 |
| 2023 | $5,054.00 (+0.62%) | $525,400 (-) Land $198,400 Building $327,000 |
| 2022 | $5,023.00 | $525,400 Land $198,400 Building $327,000 |
21 Windover Turn is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 62nd in Rhode Island |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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