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21 Winchester Rd, Ormond Beach, FL 32174 Property Records

Flagler County property record for 21 Winchester Rd, Ormond Beach, FL 32174 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,609 sqft · built 1992
Lot Size5.05 acres (220,414 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Apr 2015)
Tax Bill$3,028 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Nov 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-13-31-1910-00000-0430

Property Details

APN / Parcel Number

Primary APN15-13-31-1910-00000-0430

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,609 sqft Heated Area
Gross Area2,579 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area220,414 sqft (5.05 acres)
Garage TypeCarport
CarportCarport
Carport Area1,351 sqft
DrivewayDriveway
Driveway Area544 sqft
Pool Area480 sqft
Storage Building108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address21 WINCHESTER RD
CityORMOND BEACH
StateFL
Zip32174-2500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLE ROCK RANCH SUBDIVISION LOT 43 OR 279/302 OR 281/791 OR 311/263 OR 415/313 OR 2059/ 322
Legal Range31E
Legal Township13S
Legal Section15
Legal SubdivisionEAGLE ROCK RANCH SUBDIVISION
Legal Lot Number43
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3020
Census Tract60207

Owner

Source: Flagler County records · APN 15-13-31-1910-00000-0430

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address21 WINCHESTER RD, ORMOND BEACH, FL 32174-2500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPACE COAST CU
Nov 03, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPACE COAST CU
Mar 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 20, 2015 · Amount on Record
Deed SaleApr 20, 2015 · Amount on Record
Deed Document Number2015011465
Deed Book / Page2059 / 0322
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address21 WINCHESTER RD, ORMOND BEACH, FL 32174-2500
Transaction TypeMortgage
Record UpdatedJan 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 WINCHESTER RD, ORMOND BEACH, FL 32174-2500

Mortgage

Document Number0030120277
DateDec 10, 2025
Book Page3012/277
Instrument2025049462
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term239 Months
DueNov 25, 2045

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address21 WINCHESTER RD, ORMOND BEACH, FL 32174-2500
Transaction TypeMortgage
Record UpdatedNov 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 WINCHESTER RD, ORMOND BEACH, FL 32174-2500

Mortgage

Document Number0027320837
DateNov 03, 2022
Book Page2732/837
Instrument2022052791
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term239 Months
DueOct 25, 2042

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address21 WINCHESTER RD, ORMOND BEACH, FL 32174-2500
Document Number0023470577
Instrument DateMar 26, 2019
Transaction TypeMortgage
Record UpdatedApr 19, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21 WINCHESTER RD ORMOND BEACH FL 321742500, ORMOND BEACH, FL 32174-2500

Mortgage

Document Number0023470577
DateApr 09, 2019
Book Page002347/000577
Instrument12321
Lender
NameSPRING EQ LLC
AddressPHILADELPHIA, PA 19104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 08, 2039

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,028.00 (-8.13%) Homeowner's exemption$255,954 (+5.99%)$504,884 (+5.78%) Land $180,000 Building $324,884
2023$3,296.00 (-44.74%) Homeowner's exemption$241,496 (+9.43%)$477,316 (+22.11%) Land $170,000 Building $307,316
2022$5,965.00 Homeowner's exemption$220,695$390,900 Land $115,000 Building $275,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies140 in force
Nearby Flood Claims3 (1994–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2019, other causes

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 568 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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