21 Winchester Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 21 Winchester Dr, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,120 sqft · built 1989
Lot Size0.183 acres (7,950 sqft)
Owner2 Individual Names on File
Last Sale$465,000 (Oct 2005)
Tax Bill$11,970 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-00084-22-00019

Property Details

APN / Parcel Number

Primary APN21-00084-22-00019
Alternative APNs
  • 2100084002200019
  • 22219000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,120 sqft Living Area
1st Floor Area1,216 sqft
Upper Floors Area904 sqft
Basement Area676 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialOther
Lot Area7,950 sqft (0.183 acres)
Lot Dimensions106 ft deep x 75 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number22219000
Street Address21 WINCHESTER DR
CityHOWELL
StateNJ
Zip07731-2950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal SubdivisionLEXINGTON ESTATES
Legal Block84.22
Legal Lot Number19
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group3
Census Block3002
Census Tract811303

Owner

Source: Monmouth County and Howell Township records · APN 21-00084-22-00019

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21 WINCHESTER DR, HOWELL, NJ 07731-2950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Nov 13, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2005 · Amount on Record
Deed SaleOct 01, 2005 · Amount on Record
Prior SaleDec 19, 1997 · Amount on Record
Deed Book / Page8499 / 4921
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address21 WINCHESTER DR, HOWELL, NJ 07731-2950
Document Number0000083602
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedSep 09, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 WINCHESTER DR HOWELL NJ 077312950, HOWELL, NJ 07731-2950

Mortgage

Document Number0000083602
DateJul 31, 2020
Book Page009430/006541
Instrument83602
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 30, 2050
Interest
Rate TypeAdjustable Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address21 WINCHESTER DR, HOWELL, NJ 07731-2950
Document Number0000121324
Book / Page009263 / 003778
Instrument DateNov 13, 2017
Transaction TypeMortgage
Record UpdatedJan 05, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 WINCHESTER DR HOWELL NJ 077312950, HOWELL, NJ 07731-2950

Mortgage

Document Number0000121324
DateDec 14, 2017
Book Page009263/003778
Instrument121324
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 13, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$697,300 (+0.26%) Land $403,300 Building $294,000$697,300 (+0.26%) Land $403,300 Building $294,000
2025$11,970.00 (+2.84%)$695,500 (+26.8%) Land $378,300 Building $317,200$695,500 (+26.8%) Land $378,300 Building $317,200
2024$11,640.00 (+23.65%)
2023$548,500 Land $253,300 Building $295,200$548,500 Land $253,300 Building $295,200
2022$9,414.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Xfinity.

Based on FCC filings for 304 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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