21 Willow Rd, Holbrook, MA 02343 Property Records

Norfolk County and Holbrook Town property record for 21 Willow Rd, Holbrook, MA 02343

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1955
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jun 2023)
Tax Bill	$48 (2025)
Deeds & Mortgages	Apr 2022 Refinance Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:46 L:113=00=0`

Property Details

APN / Parcel Number

Primary APN	`M:46 L:113=00=0`
Alternative APN	`HOLB M:46 L:113-00-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
Gross Area	1,407 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	21 WILLOW RD
City	HOLBROOK
State	MA
Zip	02343-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	HOLBROOK GROVE ADD 02
Legal Lot Number	113--0
Jurisdiction	HOLBROOK MA
Township / Civil Division	HOLBROOK
Census Block Group	3
Census Block	3002
Census Tract	421100

Owner

Source: Norfolk County and Holbrook Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 WILLOW RD, HOLBROOK, MA 02343-2140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 7, 2023	Quit Claim Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GROUP
May 30, 2018	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA
Jan 9, 2017	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Book / Page	41234 / 490
Transfer Doc	036017-247
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLBROOK MA
Property Address	21 WILLOW RD, HOLBROOK, MA 02343-2140
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040466-438
Date	Apr 15, 2022
Book Page	40466/438
Instrument	33178

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLBROOK MA
Recording Date	Jun 7, 2023
Property Address	21 WILLOW RD, HOLBROOK, MA 02343-2140
Document Number	041234-490
Book / Page	41234 / 490
Instrument Date	Jun 7, 2023
Instrument	34501
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 WILLOW RD, HOLBROOK, MA 02343-2140

Mortgage

Document Number	0000034502
Date	Jun 7, 2023
Instrument	34502

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLBROOK MA
Recording Date	May 30, 2018
Property Address	21 WILLOW RD, HOLBROOK, MA 02343-2140
Document Number	36017-247
Book / Page	036017 / 000247
Instrument Date	May 22, 2018
Instrument	43019
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.90
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WILLOW RD HOLBROOK MA 023432140, HOLBROOK, MA 02343-2140

Mortgage

Document Number	36017-249
Date	May 30, 2018
Book Page	036017/000249
Instrument	43020

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLBROOK MA
Property Address	21 WILLOW RD, HOLBROOK, MA 02343-2140
Document Number	34844-287
Book / Page	034844 / 000287
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34844-287
Date	Jan 13, 2017
Book Page	034844/000287
Instrument	3965

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

Source: Norfolk County and Holbrook Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Holbrook Town
Unified School District	Holbrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48.00 (-99%)	$364,400 (+2.13%) Land $206,500 Building $157,900	$456,950
2024	$4,795.00 (-5.46%)	$356,800 (+8.19%) Land $206,300 Building $150,500
2023	$5,072.00	$329,800 Land $187,600 Building $142,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1998–2018)
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, Oct 2005 · 2 claims Heavy Rains And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLBROOK PUBLIC WORKS DEPT serves 11,405 people · EPA ID MA4133000
Water Source	Purchased surface water from RANDOLPH/HOLBROOK JOINT WATER BOARD
Last State Inspection	May 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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