21 Wildflower Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 21 Wildflower Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,236 sqft · built 1984
Lot Size	0.469 acres (20,436 sqft)
Owner	Individual Name on File
Last Sale	$372,500 (Jan 2018)
Tax Bill	$4,632 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:120 B:79`

Property Details

APN / Parcel Number

Primary APN	`WEST M:120 B:79`
Alternative APNs	`M:120 B:79 L` `20082451`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	2,988 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,436 sqft (0.469 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20082451
Street Address	21 WILDFLOWER DR
City	WESTERLY
State	RI
Zip	02891-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	79
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3048
Census Tract	50902

Owner

21 Wildflower Dr is owned and occupied by an individual who bought it in January 2018.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21 WILDFLOWER DR, WESTERLY, RI 02891-3826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVINCE MTG ASSOCS
Jan 5, 2018	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TR CO
Sep 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage WESTERLY CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2018 · Amount on File
Deed Sale	Jan 5, 2018 · Amount on File
Prior Sale	Oct 22, 2010 · Amount on File
Deed Document Number	201841
Deed Book / Page	2018 / 132
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	21 WILDFLOWER DR, WESTERLY, RI 02891-3826
Document Number	2020-71
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WILDFLOWER DR WESTERLY RI 028913826, WESTERLY, RI 02891-3826

Mortgage

Document Number	2020-71
Date	Sep 25, 2020
Book Page	002020/020071
Instrument	4585

Lender

Name	PROVINCE MTG ASSOCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jan 5, 2018
Property Address	21 WILDFLOWER DR, WESTERLY, RI 02891-3826
Document Number	2018-132
Book / Page	002018 / 000132
Instrument Date	Jan 5, 2018
Instrument	41
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	117 OAK ST WESTERLY RI 028911743, WESTERLY, RI 02891-1743

Mortgage

Document Number	2018-135
Date	Jan 5, 2018
Book Page	002018/000135
Instrument	42

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	21 WILDFLOWER DR, WESTERLY, RI 02891-3826
Document Number	2017-6540
Book / Page	002017 / 016540
Instrument Date	Sep 16, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WILDFLOWER DR WESTERLY RI 028913826, WESTERLY, RI 02891-3826

Mortgage

Document Number	2017-6540
Date	Sep 19, 2017
Book Page	002017/016540
Instrument	4062

Lender

Name	WESTERLY CMNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 18, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 21 Wildflower Dr was $4,632.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,632.00	$651,500 Land $265,900 Building $385,600	$665,618
2023	$4,468.00 (+0.63%)	$464,400 (-) Land $190,000 Building $274,400
2022	$4,440.00	$464,400 Land $190,000 Building $274,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Wildflower Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Wildflower Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wildflower Dr

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