21 Whiting St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 21 Whiting St, Lynn, MA 01902

Property Summary

Property Type	Apartments (5+ Units)
Details	20 bd · 8 ba · 7,560 sqft · built 1890
Lot Size	0.142 acres (6,203 sqft)
Owner	Company Name on File
Last Sale	$1,850,000 (Nov 2023)
Tax Bill	$17,099 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:053 L:724 S:026`

Property Details

APN / Parcel Number

Primary APN	`B:053 L:724 S:026`
Alternative APN	`LYNN M:053 B:724 L:026`

Interior

Bedrooms	20 Beds
Full Baths	8 Baths
Total Rooms	39 Rooms
Units	8 Units
Stories	4 Stories
Building Area	7,560 sqft Living Area
Gross Area	10,374 sqft
Basement Area	1,930 sqft
Unfinished Basement	1,930 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Other
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	6,203 sqft (0.142 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	21 WHITING ST
City	LYNN
State	MA
Zip	01902-4217
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R5
Legal Block	724
Legal Lot Number	26
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1007
Census Tract	206000

Owner

21 Whiting St, a residential property, is owned by a company that bought it in November 2023.

Source: Essex County and Lynn City records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	13 CRESCENT ST, SWAMPSCOTT, MA 01907-1010
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage NORTH SHORE BANK
Nov 13, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
Apr 2, 2018	Quit Claim Deed, Transfer · Commercial Mortgage BEVERLY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Apr 2, 2018 · Amount on File
Deed Book / Page	41856 / 350
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	21 WHITING ST, LYNN, MA 01902-4217
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039774-525
Date	Apr 16, 2021
Book Page	39774/525
Instrument	20210416001630

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 13, 2023
Property Address	21 WHITING ST, LYNN, MA 01902-4217
Document Number	041856-350
Book / Page	41856 / 350
Instrument Date	Nov 13, 2023
Instrument	20231113002720
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CRESCENT ST, SWAMPSCOTT, MA 01907-1010

Mortgage

Document Number	231113002730
Date	Nov 13, 2023
Instrument	231113002730

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 2, 2018
Property Address	21 WHITING ST, LYNN, MA 01902-4217
Document Number	36620-385
Book / Page	36620 / 385
Instrument	180402001170
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WHITING ST, LYNN, MA 01902-4217

Mortgage

Document Number	366200387
Date	Apr 2, 2018
Instrument	36620/0387

Lender

Name	BEVERLY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 21 Whiting St was $17,099, up 0.3% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,099.00 (+0.3%)	$1,650,500 (+1.95%) Land $203,600 Building $1,446,900
2024	$17,048.00 (+16.27%)	$1,619,000 (+23.11%) Land $196,400 Building $1,422,600
2023	$14,663.00	$1,315,100 Land $154,800 Building $1,160,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21 Whiting St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21 Whiting St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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