21 Whispering Pine Way E, Elizabethtown, KY 42701 Property Records

Hardin County property record for 21 Whispering Pine Way E, Elizabethtown, KY 42701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,300 sqft · built 1985
Lot Size	0.839 acres (36,547 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Jun 2019)
Tax Bill	$2,655 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`243-00-04-012`

Property Details

APN / Parcel Number

Primary APN	`243-00-04-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,300 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	36,547 sqft (0.839 acres)
Garage Type	Attached
Garage Area	624 sqft
Patio Area	304 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	21 WHISPERING PINE WAY E
City	ELIZABETHTOWN
State	KY
Zip	42701-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEHURST LT 12 #1
Legal Subdivision	PINEHURST
Legal Block	4
Legal Lot Number	12
Jurisdiction	HARDIN KY
Township / Civil Division	ELIZABETHTOWN
Census Block Group	2
Census Block	2003
Census Tract	1003

Owner

Source: Hardin County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21 WHISPERING PINE WAY E, ELIZABETHTOWN, KY 42701-9783
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 25, 2019	Deed, Transfer · Stand-Alone First Mortgage COMMONWEALTH BANK & TRUST COMPANY
May 24, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	20198048
Deed Book / Page	1474 / 1429
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	21 WHISPERING PINE WAY E, ELIZABETHTOWN, KY 42701-9783
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002417/599
Date	Dec 8, 2021
Book Page	2417/599

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Jun 25, 2019
Property Address	21 WHISPERING PINE WAY E, ELIZABETHTOWN, KY 42701-9783
Document Number	1474/1429
Book / Page	1474 / 1429
Instrument Date	Jun 20, 2019
Instrument	20190-00008048
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	COLLIER TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WHISPERING PINE WAY E, ELIZABETHTOWN, KY 42701-9783

Mortgage

Document Number	19000008048
Date	Jun 25, 2019
Instrument	190-00008048

Lender

Name	COMMONWEALTH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	01474/1429
Date	Jun 25, 2019
Book Page	1474/1429
Instrument	20190-00008048

Lender

Name	COMMONWEALTH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	May 24, 2019
Property Address	21 WHISPERING PINE WAY E, ELIZABETHTOWN, KY 42701-9783
Document Number	1473/491
Book / Page	1473 / 491
Instrument Date	May 22, 2019
Instrument	20190-00006269
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WHISPERING PINE WAY E, ELIZABETHTOWN, KY 42701-9783

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,655.00 (+51.54%)	$280,800 (+25.13%) Land $22,700 Building $258,100	$280,800 (+25.13%) Land $22,700 Building $258,100
2023		$224,400 Land $22,700 Building $201,700	$224,400 Land $22,700 Building $201,700
2021	$1,752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whispering Pine Way E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures