21 Whispering Falls Ct, Tuckasegee, NC 28783 Property Records

Jackson County property record for 21 Whispering Falls Ct, Tuckasegee, NC 28783

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,678 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jul 2020)
Tax Bill	$1,978 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7586-26-5111`

Property Details

APN / Parcel Number

Primary APN	`7586-26-5111`
Alternative APN	`139475`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,678 sqft Heated Area
1st Floor Area	1,339 sqft
Basement Area	1,339 sqft
Finished Basement	1,339 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Patio
Porch Area	293 sqft
Deck Area	60 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	21 WHISPERING FALLS CT
City	TUCKASEGEE
State	NC
Zip	28783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 72 BEAR LAKE RESERVE
Legal Subdivision	BEAR LAKE RESERVE
Legal Lot Number	72
Jurisdiction	JACKSON NC
Township / Civil Division	RIVER
Census Block Group	1
Census Block	1023
Census Tract	950800

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16207 MARSILEA PL, NAPLES, FL 34110-2892
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Deed Book / Page	2272 / 138
Prior Transfer Date	Jan 20, 2010
Prior Transfer Doc	0018360315
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 23, 2020
Property Address	21 WHISPERING FALLS CT, TUCKASEGEE, NC 28783
Document Number	0022720138
Book / Page	2272 / 138
Map Reference	CAB 15 SL 394
Instrument Date	Jul 22, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	880 SIESTA DR, 880, SARASOTA, FL 34242-1054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16207 MARSILEA PL, NAPLES, FL 34110-2892

Mortgage

Document Number	2272141
Date	Jul 23, 2020
Instrument	2272/141

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,685 (+53.38%) Land $75,000 Building $445,685
2025	$1,978.00 (+53.33%)
2023	$1,290.00	$339,480 Land $75,000 Building $264,480

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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