21 Whippoorwill Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 21 Whippoorwill Ln, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,587 sqft · built 1995
Lot Size	0.369 acres (16,074 sqft)
Owner	Company Name on Record
Last Sale	$565,000 (Jun 2012)
Tax Bill	$5,927 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 3 427`

Property Details

APN / Parcel Number

Primary APN	`18A 3 427`
Alternative APN	`8774`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,587 sqft Living Area
Gross Area	4,666 sqft
1st Floor Area	1,587 sqft
Basement Area	1,587 sqft
Finished Basement	1,587 sqft
Sunroom	Sunroom
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,074 sqft (0.369 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	240 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8774
Street Address	21 WHIPPOORWILL LN
City	PALMYRA
State	VA
Zip	22963-2252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 200003264 MONTPELIER-3 LOT 427 16,083 SF
Legal Subdivision	MONTPELIER LAKE MONTICELLO
Legal Block	42
Legal Lot Number	427
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1001
Census Tract	20103

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21 WHIPPOORWILL LN, PALMYRA, VA 22963-2252
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 25, 2020	Deed of Distribution, Transfer · Conventional Mortgage QUICKEN LOANS INC
Aug 27, 2020	Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2012 · Amount on Record
Deed Sale	Jun 6, 2012 · Amount on Record
Deed Document Number	20121928
Deed Book / Page	865 / 650
Last Transfer Date	Mar 13, 2013
Transfer Doc	893/129
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	21 WHIPPOORWILL LN, PALMYRA, VA 22963-2252
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WHIPPOORWILL LN, PALMYRA, VA 22963-2252

Mortgage

Document Number	0250003784
Date	Dec 12, 2025
Instrument	250003784

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2066

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Change Frequency	Monthly

August 2020: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	FLUVANNA VA
Recording Date	Aug 25, 2020
Property Address	21 WHIPPOORWILL LN, PALMYRA, VA 22963-2252
Document Number	200003208
Map Reference	DB 86 PG 394
Instrument Date	Aug 18, 2020
Instrument	200003208
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WHIPPOORWILL LN, PALMYRA, VA 22963-2252

Mortgage

Document Number	200003209
Date	Aug 25, 2020
Instrument	200003209

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 27, 2020
Property Address	21 WHIPPOORWILL LN, PALMYRA, VA 22963-2252
Document Number	200003264
Map Reference	DB 86 PG 394
Instrument Date	Aug 18, 2020
Instrument	200003264
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WHIPPOORWILL LN, PALMYRA, VA 22963-2252

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$785,100 (-) Land $190,000 Building $595,100	$785,100 (-) Land $190,000 Building $595,100
2025	$5,927.00 (+0.66%)	$785,100 (+28.68%) Land $190,000 Building $595,100	$785,100 (+28.68%) Land $190,000 Building $595,100
2024	$5,888.00 (+14.35%)
2023		$610,100 Land $190,000 Building $420,100	$610,100 Land $190,000 Building $420,100
2022	$5,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whippoorwill Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures