Essex County and Rowley Town property record for 21 Wethersfield St, Rowley, MA 01969
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,276 sqft · built 1900 |
| Lot Size | 0.448 acres (19,530 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $8,139 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0024 B:0012 L:0000 |
| Primary APN | ROWL M:0024 B:0012 L:0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,276 sqft Living Area |
| Gross Area | 4,666 sqft |
| Basement Area | 1,060 sqft |
| Unfinished Basement | 1,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Earth |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,530 sqft (0.448 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 21 WETHERSFIELD ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1715 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CEN |
| Legal Block | 12 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 21 WETHERSFIELD ST, ROWLEY, MA 01969-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 23, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Dec 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 11, 2025 |
| Transfer Doc | 043146-537 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Dec 23, 2025 |
| Property Address | 21 WETHERSFIELD ST, ROWLEY, MA 01969-1715 |
| Document Number | 043146-537 |
| Book / Page | 43146 / 537 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 20251223001070 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 WETHERSFIELD ST, ROWLEY, MA 01969-1715 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 21 WETHERSFIELD ST, ROWLEY, MA 01969-1715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39354-35 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 39354/35 |
| Instrument | 20201229003930 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,139.00 (+10.39%) | $673,200 (+7.47%) Land $284,500 Building $388,700 | $643,828 |
| 2025 | $7,373.00 (+1.15%) | $626,400 (+3.98%) Land $270,900 Building $355,500 | |
| 2024 | $7,289.00 (+9.08%) | $602,400 (+17.38%) Land $258,000 Building $344,400 | |
| 2023 | $6,682.00 | $513,200 Land $224,400 Building $288,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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