21 Westwind Rd, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 21 Westwind Rd, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,650 sqft · built 1970
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jul 2008)
Tax Bill	$6,933 (2026)
Deeds & Mortgages	Jan 2022 Refinance Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S17885`

Property Details

APN / Parcel Number

Primary APN	`S17885`
Alternative APNs	`LOWE M:246 B:6305 L:21` `M:000246 T:S17885`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	3,583 sqft
1st Floor Area	1,650 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S17885
Street Address	21 WESTWIND RD
City	LOWELL
State	MA
Zip	01852-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	6305
Legal Lot Number	21
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1001
Census Tract	312501

Owner

21 Westwind Rd is owned and occupied by two individuals who bought it in July 2008.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 WESTWIND RD, LOWELL, MA 01852-1525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEW FED MTG CORP
Oct 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2008 · Amount on File
Deed Sale	Jul 21, 2008 · Amount on File
Deed Book / Page	200 / 36
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	21 WESTWIND RD, LOWELL, MA 01852-1525
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314758
Date	Jan 18, 2022
Instrument	314758

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	21 WESTWIND RD, LOWELL, MA 01852-1525
Document Number	0000303132
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WESTWIND RD LOWELL MA 018521525, LOWELL, MA 01852-1525

Mortgage

Document Number	0000303132
Date	Nov 29, 2019
Instrument	303132

Lender

Name	NEW FED MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	21 WESTWIND RD, LOWELL, MA 01852-1525
Document Number	0000298368
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WESTWIND RD LOWELL MA 018521525, LOWELL, MA 01852-1525

Mortgage

Document Number	0000298368
Date	Oct 26, 2018
Instrument	298368

Lender

Name	COMMONWEALTH MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 21 Westwind Rd was $6,933, up 8.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,933.00 (+8.55%)	$610,800 (+9.78%) Land $245,100 Building $365,700	$593,922 (+12.1%)
2025	$6,387.00 (+0.14%)	$556,400 (+3.9%) Land $229,100 Building $327,300	$529,815 (+5.03%)
2024	$6,378.00 (+4.01%)	$535,500 (+8.47%) Land $214,100 Building $321,400	$504,450
2023	$6,132.00	$493,700 Land $186,200 Building $307,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Westwind Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Westwind Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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