21 Westbrook Rd, Centerbrook, CT 06409 Property Records

Essex Town property record for 21 Westbrook Rd, Centerbrook, CT 06409

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	3 bd · 3.5 ba · 2,089 sqft · built 1895
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,738 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ESSE M:43 B:030`

Property Details

APN / Parcel Number

Primary APN	`ESSE M:43 B:030`
Alternative APNs	`ESSX M:43 B:030` `00192100` `192100`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,089 sqft Total Area
Gross Area	5,726 sqft
1st Floor Area	1,648 sqft
Basement Area	1,344 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	192100
Street Address	21 WESTBROOK RD
City	CENTERBROOK
State	CT
Zip	06409-1049
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	C
Legal Block	30
Jurisdiction	ESSEX CT
Township / Civil Division	ESSEX
Census Block Group	1
Census Block	1010
Census Tract	630101

Owner

Source: Essex Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 WESTBROOK RD, CENTERBROOK, CT 06409-1049
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Balloon Mortgage NORTHPOINT MORTGAGE INC
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit ESSEX SAVINGS BANK
Sep 29, 2017	Deed of Trust, Mortgage · Line of Credit ESSEX SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX CT
Property Address	21 WESTBROOK RD, CENTERBROOK, CT 06409-1049
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000340-63
Date	Feb 10, 2021
Book Page	340/63

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX CT
Property Address	21 WESTBROOK RD, CENTERBROOK, CT 06409-1049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	325-420
Date	Jul 30, 2018
Book Page	325/420

Lender

Name	ESSEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX CT
Property Address	21 WESTBROOK RD, CENTERBROOK, CT 06409-1049
Document Number	321-457
Book / Page	000321 / 000457
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WESTBROOK RD CENTERBROOK CT 064091049, CENTERBROOK, CT 06409-1049

Mortgage

Document Number	321-457
Date	Oct 16, 2017
Book Page	000321/000457

Lender

Name	ESSEX SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Essex Town
Elementary School District	Essex School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,738.00 (+3.39%)	$297,900 (-) Land $72,800 Building $225,100
2025	$5,550.00	$297,900 (+32.34%) Land $72,800 Building $225,100	$208,530 Land $50,960 Building $157,570
2024	$5,550.00 (+9.14%)
2023	$5,085.00 (-0.27%)	$225,100 (-) Land $68,000 Building $157,100
2022	$5,099.00	$225,100 Land $68,000 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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