21 Wells St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 21 Wells St, Gloucester, MA 01930

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 2,044 sqft · built 1996
Lot Size	0.119 acres (5,178 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,407 (2026)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0017 B:0119 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0017 B:0119 L:0000`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Units	3 Units
Stories	2 Stories
Building Area	2,044 sqft Living Area
Gross Area	3,108 sqft
1st Floor Area	1,056 sqft
Basement Area	950 sqft
Unfinished Basement	125 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,178 sqft (0.119 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	21 WELLS ST
City	GLOUCESTER
State	MA
Zip	01930-3453
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-5
Legal Block	119
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2021
Census Tract	221700

Owner

21 Wells St, a triplex, is owned and occupied by two individuals who acquired it in November 2018.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 WELLS ST, GLOUCESTER, MA 01930-3453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018
Deed Sale	Nov 20, 2018
Prior Sale	Jan 3, 2011
Deed Document Number	20181220
Deed Book / Page	37166 / 48
Transfer Doc	28185-310
Record Updated	Oct 29, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 20, 2018
Property Address	21 WELLS ST, GLOUCESTER, MA 01930-3453
Document Number	37166-48
Book / Page	37166 / 48
Instrument	181120001220
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$42.91
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37166-50
Date	Nov 20, 2018
Book Page	37166/50
Instrument	181120001230

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 21 Wells St was $6,407, up 2.1% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,407.00 (+2.14%)	$688,200 (+6.63%) Land $150,400 Building $537,800
2025	$6,273.00 (+7.3%)	$645,400 (+7.42%) Land $139,300 Building $506,100
2024	$5,846.00 (+3.1%)	$600,800 (+12.22%) Land $132,600 Building $468,200
2023	$5,670.00	$535,400 Land $118,400 Building $417,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21 Wells St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2007–2018)
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Wells St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20