21 Wayne Ln, Westtown, NY 10998 Property Records

Orange County and Minisink Town property record for 21 Wayne Ln, Westtown, NY 10998

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,156 sqft · built 1973
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Mar 2006)
Tax Bill$9,466 (2024)
Deeds & MortgagesMar 2026 Mortgage
Aug 2020 Refinance
+ 4 more
Flood ZoneZone X (minimal risk)
APN12-1-16.612

Property Details

APN / Parcel Number

Primary APN12-1-16.612
Alternative APNs
  • 388901200000010166120000
  • 333889 12-1-16.612

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,156 sqft Living Area
Gross Area2,381 sqft
1st Floor Area1,556 sqft
Basement Area600 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRaised Ranch
Exterior MaterialWood
Lot Area43,560 sqft (1 acres)
Lot Dimensions144 ft deep x 282 ft wide
View / LotRural
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area30 sqft
PorchEnclosed Porch
Patio Area128 sqft
Shed1 Shed
Shed Area192 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number12-1-16.612
Street Address21 WAYNE LN
CityWESTTOWN
StateNY
Zip10998-3423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionLT 1 SEC 1 FORD HILLS
Legal SubdivisionSEC 1 FORD HILLS
Legal Block1
Legal Lot Number16.61
JurisdictionORANGE NY
Township / Civil DivisionMINISINK
Census Block Group3
Census Block3018
Census Tract11702

Owner

Source: Orange County and Minisink Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 63, WESTTOWN, NY 10998-0063
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
WALDEN SAVINGS BANK
Aug 25, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
HUDSON VALLEY FCU
Aug 10, 2020Loan Modification, Mortgage · Conventional Mortgage
HUDSON VLY CU
Jun 26, 2019Loan Modification, Mortgage · Conventional Mortgage
HUDSON VLY FCU
Jun 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
HUDSON VLY FCU
Dec 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
HUDSON VLY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2006 · Amount on Record
Deed SaleMar 8, 2006 · Amount on Record
Deed Book / Page12097 / 857
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address21 WAYNE LN, WESTTOWN, NY 10998-3423
Transaction TypeMortgage
Record UpdatedApr 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019304
DateMar 17, 2026
Book Page15866/1651
Instrument20260019304
Lender
NameWALDEN SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2041

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address21 WAYNE LN, WESTTOWN, NY 10998-3423
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044313
DateAug 25, 2020
Book Page14792/1036
Instrument20200044313
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE NY
Property Address21 WAYNE LN, WESTTOWN, NY 10998-3423
Document Number0000044314
Instrument DateAug 10, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyHILL-N-DALE ABSTRACTERS INC.

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 63 WESTTOWN NY 109980063, WESTTOWN, NY 10998-0063

Mortgage

Document Number0000044314
DateAug 25, 2020
Book Page014792/001054
Instrument44314
Lender
NameHUDSON VLY CU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 24, 2035
Interest
Rate2.75%

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE NY
Property Address21 WAYNE LN, WESTTOWN, NY 10998-3423
Document Number0000045148
Instrument DateJun 26, 2019
Transaction TypeMortgage
Record UpdatedJul 29, 2019
Title CompanyNORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 WAYNE LN WESTTOWN NY 109983423, WESTTOWN, NY 10998-3423

Mortgage

Document Number0000045148
DateJul 1, 2019
Book Page014587/001848
Instrument45148
Lender
NameHUDSON VLY FCU
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 30, 2034
Interest
Rate TypeFixed Rate
Rate4%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address21 WAYNE LN, WESTTOWN, NY 10998-3423
Document Number0000045147
Instrument DateJun 26, 2019
Transaction TypeMortgage
Record UpdatedJul 29, 2019
Title CompanyNORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 WAYNE LN WESTTOWN NY 109983423, WESTTOWN, NY 10998-3423

Mortgage

Document Number0000045147
DateJul 1, 2019
Book Page014587/001823
Instrument45147
Lender
NameHUDSON VLY FCU
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 30, 2034

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address21 WAYNE LN, WESTTOWN, NY 10998-3423
Document Number0000004073
Book / Page014348 / 001560
Instrument DateDec 29, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 WAYNE LN #63 WESTTOWN NY 109983423, 63, WESTTOWN, NY 10998-3423

Mortgage

Document Number0000004073
DateJan 16, 2018
Book Page014348/001560
Instrument4073
Lender
NameHUDSON VLY CU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 15, 2033

Tax Assessment & Valuation

Source: Orange County and Minisink Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionMinisink Town
Unified School DistrictMinisink Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$146,000 (-) Land $33,800 Building $112,200$504,100 (+7.48%)
2024$9,466.00$146,000 (-) Land $33,800 Building $112,200$469,000 (+5.94%)
2023$146,000 (-) Land $33,800 Building $112,200$442,700 (+14.33%) Land $102,488 Building $340,212
2022$146,000 Land $33,800 Building $112,200$387,200 Land $89,639 Building $297,561

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2004–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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