21 Watkins Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 21 Watkins Ave, Oneonta, NY 13820

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,904 sqft · built 1900
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$153,000 (Nov 2024)
Tax Bill$7,603 (2026)
Flood ZoneZone X (minimal risk)
APN361200 300.5-4-76

Property Details

APN / Parcel Number

Primary APN361200 300.5-4-76
Alternative APNs
  • 120030000500040760000000
  • 3911 3436

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,904 sqft Total Area
1st Floor Area1,468 sqft
2nd Floor Area1,436 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions165 ft deep x 66 ft wide

Exterior Amenities

PorchSlab
Porch Area425 sqft
Shed1 Shed
Shed Area66 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 3436
Street Address21 WATKINS AVE
CityONEONTA
StateNY
Zip13820-2420
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code140
Legal Block4
Legal Lot Number76.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2026
Census Tract591100

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14 MILES AVE, ONEONTA, NY 13820-1015
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2024 · Amount on Record
Deed SaleNov 5, 2024 · Amount on Record
Deed Document Number20242024-4461
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,603.00 (+2.51%)
2025$7,417.00$195,000 (-) Land $22,500 Building $172,500$274,648 (+14.08%) Land $31,690 Building $242,958
2023$195,000 Land $22,500 Building $172,500$240,741 Land $27,778 Building $212,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims20 (1986–2014)
Claims Outside the SFHA4 of 20
Most Recent ClaimFeb 2014
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 9 claims
  • Severe Storms And Flooding, Jun 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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